FHA VS Conventional loan programs in 2025 for Three-Oaks, Lee County, Florida

In 2025, the ceiling for Conventional loans in Three-Oaks, situated in Lee county, FL, is $647,200. For an FHA loan covering a single-family residence, the limit is $420,680.

Leverage Lendersa®'s Conventional loan calculator to contrast today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents necessary for qualification. This advanced mortgage tool facilitates side-by-side comparisons of Conforming Conventional loans alongside USDA, FHA, and VA offers, assisting in deciding the best program available in FL for your financial needs.

Explore offers from over 100 lenders

2025 Loan Limits and Required Down Payments in Three-Oaks, Lee, FL

Type of Loan Loan Cap Initial Down Payment
Conventional Conforming $647,200 3%
USDA $315,100 0%
FHA $420,680 3.5%

Relevant zip codes: 33967

Conventional and FHA Loan Alternatives in Three-Oaks, FL

The ambition of Lendersa® is to secure the finest Conventional, USDA, or FHA loan rapidly with minimal hassle. Begin from one of three routes that ensure a match with appropriate lenders and loan options.

View Lendersa USDA loan request and matching results


  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
  • Home Point Financial Corporation
  • 2211 Old Earhart Road, Suite 250, Ann Arbor, MI, 48105
  • Homepoint, our mission is to create financially happy, healthy homeowners – and that starts by empowering individuals at every step of the homebuying or refinancing process. #NoPlaceLikeHomepoint | homepoint.com Whether you are a current customer with account questions or a visitor looking to learn about the mortgage loan process"
  • Endurance FCU
  • 703 S 9th Street, Duncan, OK, 73533
  • EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
  • First Bank & Trust Co.
  • 923 W. Main St, Duncan, OK, 73533
  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
  • Nationwide Equities Corporation
  • 1 International Blvd, Suite 1202, Mahwah, NJ, 07495
  • Nationwide Equities is a family-owned, veteran mortgage lender that has been serving communities nationwide for over 20 years. We have established a proven track record as being the best service-oriented direct lender with a full menu of purchase, refinance, and reverse mortgage programs.
  • Longbridge Financial, LLC
  • 1 International Blvd, Suite 900, Mahwah, NJ, 07495
  • Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
  • Mortgage Loan Direct Inc
  • 15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Avalon Mortgage Services Inc
  • 9439 West 144th Place, Orland Park, IL, 60462
  • Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.