In the year 2025, the Conventional loan limit for those looking in Goulds, situated within Miami-Dade county of FL, stands at $726,200. Meanwhile, the FHA loan limit, set for a single-family residence, reaches $557,750. Understanding these limits can empower homebuyers to make informed choices about their loan options available in this region.
The Lendersa® Conventional loan calculator is designed to help you assess and compare today's favorable rates among Conventional, FHA, and USDA loans. This tool enables the estimation of required income, credit benchmark, reserves, and documentation necessary for qualification. Our advanced mortgage calculator allows for a comprehensive view of Conforming Conventional loans compared to USDA, FHA, and VA options. This side-by-side analysis helps you to pinpoint the most suitable program in FL fitting your precise financial scenario.
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Loan Type | Loan Limit | Down Payment | |
Conventional Conforming | $726,200 | 3% | |
USDA | $0 | 0% | |
FHA | $557,750 | 3.5% |
Note: This table provides insight applicable to the following zip codes: 33170, 33177
At Lendersa®, our mission is to guide you toward obtaining the most desirable loan options, whether they be Conventional, USDA, or FHA, with efficiency and without the hassle. You can begin your search by choosing one of the three starting pathways that connect you to matching lenders and loan programs tailored to meet your specific financial goals and needs.
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