FHA VS Conventional loan programs in South-Miami-Heights, Miami-Dade County, Florida

As of 2025, the Conventional loan cap in South-Miami-Heights, located in Miami-Dade county, FL, is limited to $647,200, whereas the FHA limit for a single-family home is set at $460,000.

Utilize the Lendersa® Conventional loan calculator to gauge present-day best rates among Conventional, FHA, and USDA loans. Determine the needed income, credit, reserves, and documentation for eligibility. Our calculator lets you view the Comparisons between Conforming Conventional loans, USDA, FHA, and VA, assisting you in choosing the ideal program in FL that fits your unique financial picture.

Review loan proposals from over a hundred lenders

2025 loan limits and required down payments in South-Miami-Heights, Miami-Dade county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

These figures are relevant for zip codes: 33177, 33157

Exploring Conventional and FHA loan options in South-Miami-Heights, FL

The mission of Lendersa® is to facilitate a swift and straightforward process in securing an optimal Conventional, USDA, or FHA loan. Choose from these three main starting points which will guide you to matching lenders and loan programs best suited for your needs.

Results of Lendersa USDA loan request and matching


  • Elite Funding Network LLC
  • 7957 North University Drive, Suite 156, Parkland, FL, 33067
  • We use the most up to date technology powered by the nations top lenders, we also save time and efforts by streamlining the complex mortgage loan process to make it as easy as possible for our clients​. Our goal is to provide exceptional service, save you money, and offer you the lowest rates in the industry.
  • Athus Mortgage Services LLC
  • 11764 W. Sample Road, Suite 103, Coral Springs, FL, 33067
  • We are here to serve our clients with honesty, integrity and competence. We understand that sometimes buying a house can be disappointing and stressful but we are going to work hard to provide the mortgage process faster, simpler and less stress. Working directly with the lenders to get the lowest interest rate
  • Osprey Mortgage Lending LLC
  • 5364 Osprey Street, Coconut Creek, FL, 33073
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Expert Title Company
  • 1761 W. Hillsboro Blvd, Suite 205, Deerfield Beach, FL, 33442
  • Expert TitleSM utilizes state of the art equipment and methods to provide you the most efficient and high quality service. We have operated since early 2002 in centrally located Broward County. After more than 20 years of operation in Fort Lauderdale, the office was relocated in 2007 to Deerfield Beach, helping us better serve Miami-Dade
  • Wise Choice Mortgage Corporation
  • 1807 South Powerline Road, Suite 105, Deerfield Beach, FL, 33442
  • Our mission is to provide to provide our clients with the highest quality of Lending services available. We bring a highly qualified team of Lending professionals to the table for all of our clients. We act in the best interest of our clients at all times, bringing unquestionable ethics to each transaction
  • Royal Mortgage USA Corp.
  • 1130 S Powerline Rd #104, Deerfield Beach, FL, 33442
  • Royal Mortgage USA has assisted countless clients in realizing their dream home through tailored financing options. As our client’s partner and advocate, our team of experienced, professional, and dedicated financial officers find satisfaction in crafting the perfect mortgage solution.
  • US Lending Services
  • 342 SE 10th Street, Deerfield Beach, FL, 33441
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Tower home Loans
  • 1100 South Federal Hwy, Suite 250, Deerfield Beach, FL, 33441
  • TOWER HOME LOANS. A company specialized in mortgage & focused on offering what is best in the market to your customers. Founded in Boston, MA with over 15 years of experience in this market.After positioning the company as a major player in Boston, the TOWER HOME LOANS chose Florida to start its expansion project by the USA.
  • GCM Mortgage LLC
  • 23257 North State Road Seven, Suite 200, Boca Raton, FL, 33428
  • GCM Mortgage LLC offers some of the lowest rates and makes the Mortgage loan process as easy as ABC, quick and straightforward for borrowers seeking a mortgage in the Florida area. Our primary goal is to build lasting relationships with each of our clients so that we will continue providing excellent services for many years to come.
  • AFI Financial Inc
  • 22188 Waterside Dr, Boca Raton, FL, 33428
  • AFI Financial Inc you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • A to Z Capital
  • 9825 Marina Blvd Suite 100, Boca Raton, FL, 33428
  • We are your one-stop shop for all of your mortgage needs. A to Z Capital, a Florida lender/broker that provides services for all types of loans including, but not limited to, hard-money, owner-occupied, FHA/VA/Conventional, cash-out refinances, investment property, commercial, and private loan placement specialist.