Conventional Loans Vs FHA in Richmond-West, FL [in 2026]

In 2026, the limit for a Conventional loan in Richmond-West, located in the county of Miami-Dade, FL, is $647,200, while the FHA limit for a single-family home is capped at $460,000.

Leverage the Lendersa® Conventional loan calculator to compare current best rates among Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the optimal program in FL suited for your financial situation.

Conventional and FHA Loan Options in Richmond-West, FL

Lendersa® aims to provide you with the most suitable Conventional, USDA, or FHA loan quickly and efficiently. Start by selecting one of three starting options that lead to matching with lenders and loan programs.

Results from USDA loan requests and matches via Lendersa

Richmond-West Lenders
786-422-9478 Lender's profile and map PierPoint Mortgage 13727 SW 152nd St #782, Miami, FL, 33177 Lends in Florida PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
(786) 425-5000 Lender's profile and map University Credit Union-Miami 13241 SW 136th Street, Miami, FL, 33186 Lends in Florida University Credit Union was established in 1947 as the University of Miami Credit Union to serve the University of Miami faculty, staff, and alumni. In 1982 the field of membership (FOM) was expanded to include Florida International University and the name was changed to University Credit Union.
(786) 257-2300 Lender's profile and map Baptist Health South Florida Federal Credit Union 13200 SW 128th Street, Suite C1, Miami, FL, 33186 Lends in Florida We are the full-service, not-for-profit financial institution dedicated to serving employees, students, volunteers and retirees of Baptist Health South Florida. Personalized service since 1961. As a Credit Union, we specialize in great rates, low fees and personalized service for our members.
(786) 250-3304 Lender's profile and map Dade Mortgage Solutions LLC 13590 Southwest 134th Avenue, Suite 208, Miami, FL, 33186 Lends in Florida Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 233-4373 Lender's profile and map Home Trust Financial Inc 13170 Southwest 128 Street, Suite 203, Miami, FL, 33186 Lends in Florida We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National, Private Lending and Commercial Loans.FHA, VA, CONV. We focus on first time home buyers, down payment assistance, refinance, FNMA Home Path, Rehabilitation Loans 203K, Foreign National,
(786) 429-3521 Lender's profile and map Bravo Mortgage LLC 12900 SW 128 St, Suite 101, Miami, FL, 33186 Lends in Florida Bravo Mortgage LLC is a mortgage brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest mortgage rates available for you in the market.brokerage covering all of Florida and is based out of Miami-Dade county. Our loan officers work to secure the lowest risk.
(305) 300-7354 Lender's profile and map America's Family Finance LLC 14680 South West 132nd Court, Miami, FL, 33186 Lends in Florida At America's Family Finance, our focus is always Family. We understand the importance and the milestone it is to own a home. Whether you're a first time home buyer, rookie investor, experienced investor, or even a repeat refinance customer, our goal is to provide an unparalleled experience through education/communication,
(305) 971-9747 Lender's profile and map PROSLER CORPORATION 12915 Sw 132 Street, Suite 3, Miami, FL, 33186 Lends in Florida Prosler Corp. exists to aid the everyday South Florida consumers and businesses in dealing with the legal and financial hassles associated with mortgages. Whether you are a first time home buyer, are constructing your home, or refinancing, Prosler will use it's contacts and experience to get you great results.
(786) 701-8191 Lender's profile and map REEL MORTGAGE SOLUTIONS, LLC 13501 SW 128th Street Unit 110, Miami, FL, 33186 Lends in Florida Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.