FHA VS Conventional loan in Haines-City, Polk County, Florida

In 2025, Convetional loan limit in Haines-City, county of Polk, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Haines-City, county of Polk, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 33844, 33845

Conventional and FHA loan options in Haines-City, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • California Bear Credit Union
  • 300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013
  • Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.
  • First Cal
  • 1125 E Broadway, Suite 545, Glendale, CA, 91205
  • First Cal began providing loans to new home buyers in 1977, helping to fund explosive economic growth. In time we launched Headlands Mortgage Company to bring innovative loan programs to mortgage brokers. We expanded the operation across the country and, at one point, made loans in 42 states.
  • USC Credit Union
  • 3720 S. Flower Street, Los Angeles, CA, 90051
  • The University of Southern California Credit Union is incredibly proud to serve the entire Trojan Family—USC students (including more than 18, 000 undergraduates and 22, 000 graduate and professional students), alumni, faculty, and staff, as well as those who live and work in Orange County and the City of Los Angeles.
  • Los Angeles Federal Credit Union
  • 300 S. Glendale Ave, Glendale, CA, 91205
  • Los Angeles Federal Credit Union (LAFCU), was founded in 1936 by Los Angeles City employees to provide a source for affordable financial services to their fellow workers. Today our 49, 000 members include Los Angeles City employees, retirees and volunteers, "Select Employee Group" employees,
  • Jacob & Jacob Realty & Finance Inc.
  • 225 East Broadway, Suite 201, Glendale, CA, 91205
  • Jacob and Jacob Realty & Finance launched in July 2015 in Glendale, California providing mortgage and real estate services with excellent customer service. We are a committed team of both real estate agents and loan officers with a combined experience of 30 years in our industry.
  • Glencore Lending
  • 220 South. Kenwood Street, Suite 305, Glendale, CA, 91205
  • Glencore Lending we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates.
  • Diversified Mortgage Group
  • 7977 W Marigold St, Garden City, ID, 83714
  • In Boise, Idaho, Diversified Mortgage Group has been providing quality real estate financing for over 14 years. With a proven track record, we strive to serve the lending needs of every homebuyer, and are dedicated to finding a home loan with a rate, terms and cost to meet your unique needs.
  • Better Loans & Realty
  • 4543 Encinas Dr, Glendale, CA, 91205
  • "Ester Perez and Joseph Perez – (husband and wife) founded Better Loans & Realty in 2005 with a vision of helping individuals build wealth through hard money. With the hope that the more one can accumulate the more one can give. We are a hard money mortage brokerage which acts as a conduit to large REIT, pension and hedge funds. We focus on h
  • Signature Lenders
  • 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Mass Mortgage
  • 2626 Foothill Boulevard, Suite 204, La Crescenta, CA, 91214
  • Mass Mortgage grew from humble beginnings as an independent broker located in the heart of La Crescenta, California. With two locations in Southern California, we pride ourselves on being knowledgeable, courteous and honest. We believe in working hard for our customers to get them exactly what they need.