FHA VS Conventional loan in Cypress-Gardens, Polk County, Florida

In 2026, the loan limit for Conventional loans in Cypress-Gardens, found within Polk county, FL, is $647,200, while the FHA limit for a single-family home is $420,680.

Take advantage of the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Ascertain the required income, credit, assets, and required documents to qualify. This advanced tool allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, helping you select the most suitable program for your financial situation in FL.

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2026 Loan Limits and Down Payment Needs in Cypress-Gardens, Polk, FL

Loan Type Loan Maximum Initial Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is valid for the following zip codes: 33884, 33882

Explore Conventional and FHA Loan Options in Cypress-Gardens, FL

The aim of Lendersa® is to connect you with the best Conventional, USDA, or FHA loan quickly and conveniently. Pick one of the three starting options to get matched with suitable lenders and programs.

Lendersa USDA loan request and matching results


  • Hamilton Mortgage Services Inc
  • 11776 W. Sample Road, Suite 104, Coral Springs, FL, 33065
  • The Hamilton Mortgage Services Inc. Team is a premiere mortgage company located in Pembroke Pines, Florida. We pride ourselves on offering some of the lowest rates available without sacrificing excellent customer service.

    Our goal is to ensure that you are choosing a loan that fits both your present and future needs.

  • Prestige Home Loans LLC
  • 2900 N University Drive, Coral Springs, FL, 33065
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • The Loan Center Inc
  • 3111 N University Drive, Suite 613, Coral Springs, FL, 33065
  • Listing, Selling and renting South Florida Real Estate for over 15 years. Real estate listing, homes for sale, homes for rent, apartments for rent, foreclosure for sale, foreclosure list, Parkland homes, Coral springs homes, Pembroke homes, Parkland real estate, Short sale, HUD homes, Mortgages, FHA loans,

  • RESIDENTIAL SAVINGS MORTGAGE
  • 2801 N. University Dr 204, Coral Springs, FL, 33065
  • Residential Savings Mortgage, Inc., a Licensed Mortgage Brokerage Business, is committed to providing you with the very best mortgage solutions for your current financial situation. Our Management Team has over 70 years of experience in the mortgage industry and are always available in the office during regular business hours.

  • Supreme Lending
  • 10101 W. Sample Road, Suite 305, Coral Springs, FL, 33065
  • Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products

  • ACE MORTGAGE LOAN CORPORATION
  • 10181 W. Sample Road, Coral Springs, FL, 33065
  • Ace Mortgage Loan Corporation was created in 1996 to help people achieve their American Dream. Long before “bubbles”or “collapses”, Ace Mortgage Loan Corporation was representing client’s interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.

  • Primeco Mortgage Corporation
  • 10101 West Sample Road Suite 202, Coral Springs, FL, 33065
  • Primeco Mortgage Corporation (PMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind.

  • Halo Mortgage
  • 2900 N University Drive, Suite 52, Coral Springs, FL, 33065
  • Halo Mortgage, we are passionate about who we are and what we do and a lot of that is because we feel that our Mortgage Broker model is Better than the rest. Not only is it Better for us (we don’t like limitations) but it’s Better for you too. Halo Mortgage, offering personalized mortgage solutions

  • Paradise Bank
  • 2420 N. Federal Hwy, Boca Raton, FL, 33431
  • At Paradise Bank, we are dedicated to serving the long-term financial health of our customers so you can conduct your banking needs safely, securely & conveniently. Our products and services have been developed in partnership with our customers, business owners and managers. We use the latest technology to enhance personal service, not replace it.

  • Titan Funding
  • 2701 NW Boca Raton Blvd, Suite 105, Boca Raton, FL, 33431
  • Titan Funding is a Team of passionate Banking Professionals consisting of CEO’s, investment professionals and entrepreneurs aligned to assist both businesses and individuals meet their capital needs. We leverage our many years of industry and personal business experience to provide a single source for debt, equity and investment capital.

  • Capital Funding Financial LLC
  • 5550 Glades Rd, Ste 200, Boca Raton, FL, 33431
  • "Capital Funding Financial is a family operated licensed private lender specializing in asset based investment properties nationwide. We have over 30 Years in combined real estate experience and over 1 Billion in Closed Real Estate Transactions amongst our Principals and over 1,000 SFR Developments completed in our Land Development business. Check

  • mark my mortgage
  • 2424 North Federal Highway, Suite 200 A, Boca Raton, FL, 33431
  • Mark my Mortgage is an affiliate of Group One Mortgage and has over 30 years lending experience in the Florida Real Estate market. Group One Mortgage. is a licensed Correspondent Mortgage Lender in the State of Florida. Our company is dedicated to offering our customers the highest levels of service and satisfaction,