FHA VS Conventional loan in Heathrow, Seminole County, Florida

In 2026, the limit for Conventional loans in Heathrow, within the county of Seminole, FL, is $726,200. For a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Assess your eligibility by considering income, credit score, reserves, and necessary documents. Our advanced mortgage calculator offers side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping you select the best program in FL for your individual financial needs.

Review loan offers from a wide range of 100 lenders

2026 Loan Limits and Down Payment Specifications in Heathrow, County of Seminole, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 32746

Wide Range of Conventional and FHA Loan Options in Heathrow, FL

The mission of Lendersa® is to ensure you obtain the best possible Conventional, USDA, or FHA loan swiftly and without complications. Opt for one of three different paths to connect with lenders and loan programs that suit your specific needs.

Lendersa USDA loan requests and results overview


Heathrow Lenders

  • Addition Financial Credit Union
  • 1000 Primera Blvd, Lake Mary, FL, 32746
  • Lends in Florida
  • Addition Financial is a member-owned, not-for-profit financial cooperative, offering comprehensive financial solutions that help members achieve their financial goals. We exist solely for the benefit of our members, and we return our profits to them in the form of lower loan rates, higher dividends on savings, and lower fees.

  • Oceans Lending Mortgage Lender in Lake Mary Orange County Sanford Oviedo
  • 3098 W Lake Mary Blvd, 2nd Floor, Lake Mary, FL, 32746
  • Lends in Florida
  • Ocean’s mission is to become the mortgage industry standard by elevating customer relationships and service. Oceans’ corporate platform is built on high morals and ethics, honor and integrity. These are the reasons clients will be able to trust the information and service they receive is unsurpassed.

  • Key Star Mortgage Group LLC
  • 801 International Parkway, Suite 500, Lake Mary, FL, 32746
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Assure Home Funding LLC
  • 1540 International Parkway, Suite 2000, Lake Mary, FL, 32746
  • Lends in Florida
  • Assure Home Funding gives you access to a large group of lenders, providing a variety of business capital advance options that can be tailored to fit your particular needs. We offer unique opportunities to secure the funding you need for your business, often when traditional lenders are not an option.

  • Emerald Financial Partners Inc
  • 255 Primera Blvd, Suite 160, Lake Mary, FL, 32746
  • Lends in Florida
  • Emerald Mortgage Partners was established with one mission in mind: Making the tedious and complicated process of mortgage and lending simpler, easy to understand and straightforward. EFP also not only provides the knowledge and expertise during, but also after the sale, to ensure your loved ones and valuables are protected and secure.

  • Premier Home Funding
  • 773 Stirling Center Place, Lake Mary, FL, 32746
  • Lends in Florida
  • Premier Home Funding, we serve our clients with old fashioned values: honesty, hard work, education, and service with enthusiasm. Our goal is to ensure a smooth process while providing excellence in each transaction. We want to make your dream home a reality and an investment that will benefit you and your family for many years to come

  • CAPITALPlus Mortgage & Underwriting Services, Inc
  • 1337 S. International Parkway, Lake Mary, FL, 32746
  • Lends in Florida
  • CapitalPlus Mortgage have been providing mortgage origination, underwriting, and collateral review services in Florida for more than 25 years. We are a team of experienced professionals committed to providing counsel, education, cost efficiencies, product enhancements, and final results that are always in our Client’s best interest.

  • Atlantic Bay Mortgage Group
  • 255 Primera Blvd Suite 160, Lake Mary, FL, 32746
  • Lends in Florida
  • Atlantic Bay Mortgage Group® is a privately owned national mortgage lender headquartered in Virginia Beach, Virginia with over 800 associates and is licensed in 23 states and growing. Atlantic Bay has helped over 130,000 families find the home of their dreams Atlantic Bay has received several top recognitions.

  • Trinity Mortgage Company of Central Florida, LLC
  • 581 Technology Park Suite 1001, Lake Mary, FL, 32746
  • Lends in Florida
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.