FHA VS Conventional loan programs in 2025 for Holmes-Beach, Manatee County, Florida

In 2025, the conventional loan limit for Holmes-Beach, located in Manatee county, FL, is $647,200. The FHA limit for a single-family home is set at $420,680.

Utilize Lendersa® Conventional loan calculator to evaluate and compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in deciding which program in FL is optimal for your financial setting.

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2025 Loan Limits and Down Payments in Holmes-Beach, Manatee, FL

Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

The table is applicable for zip codes: 34217

Conventional and FHA Loan Options in Holmes-Beach, FL

Lendersa® aims to quickly secure the most advantageous Conventional, USDA, or FHA loan with minimal hassle. Choose from three different routes leading you to suitable lenders and loan solutions.

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