FHA VS Conventional loan in Holmes-Beach, Manatee County, Florida

In 2025, the conventional loan limit for Holmes-Beach, located in Manatee county, FL, is $647,200. The FHA limit for a single-family home is set at $420,680.

Utilize Lendersa® Conventional loan calculator to evaluate and compare today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our comprehensive mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in deciding which program in FL is optimal for your financial setting.

See loan offers from 100 lenders

2025 Loan Limits and Down Payments in Holmes-Beach, Manatee, FL

Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

The table is applicable for zip codes: 34217

Conventional and FHA Loan Options in Holmes-Beach, FL

Lendersa® aims to quickly secure the most advantageous Conventional, USDA, or FHA loan with minimal hassle. Choose from three different routes leading you to suitable lenders and loan solutions.

View Lendersa USDA loan request and matching results


  • Inline Financial
  • 6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
  • "We are a veteran owned & operated mortgage company located in Scottsdale, Arizona. Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes. Inline’s loan officers have extensive home refinancing knowledge"
  • De Anza Capital, Inc.
  • 6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
  • De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
  • Clear Home Lending, LLC
  • 16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
  • At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Kierland Mortgage Group, Inc.
  • 6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254
  • Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
  • Clover Key Home Loans
  • 7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254
  • At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Taylor Financial Group LLC
  • 6424 E Greenway Pkwy, Scottsdale, AZ, 85254
  • Taylor Financial Group LLC is a professional mortgage brokerage firm located in Scottsdale, Arizona. As a mortgage broker, we are different than a bank or credit union that offers mortgage products. They are retail lenders, offering their own limited number of loan options at higher retail interest rates.
  • Arizona Home Loan, LLC
  • 6239 E Marilyn Rd, Scottsdale, AZ, 85254
  • At Arizona Home Loan. We are a full-service mortgage company based in Scottsdale, AZ. We specialize in home purchase loans and refinancing in Scottsdale, Phoenix, Paradise Valley, and Gilbert. We also serve the surrounding cities in Maricopa County. Whether you are buying a home or refinancing in any of these zip codes: 85254, 85016,
  • Valley Savers Mortgage, LLC
  • 13402 North Scottsdale Road, Suite B-185, Scottsdale, AZ, 85254
  • The Valley Savers Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.