FHA VS Conventional loan programs in 2025 for West-Bradenton, Manatee County, Florida

In 2025, the Conventional loan limit in West-Bradenton, located within Manatee county, FL, is $647,200. The FHA limit stands at $420,680 for a single-family home.

Use the Lendersa® Conventional loan calculator to compare today’s best rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents necessary for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose the best suited program in FL for your financial needs.

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2025 Loan Limits and Down Payment Requirements in West-Bradenton, Manatee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

This table applies to zip codes: 34209

Explore Conventional and FHA Loan Options in West-Bradenton, FL

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three strategies leading to matched lenders and loan programs.

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  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
  • Ladiya LLC
  • 24839 Crystal Leaf Lane, Katy, TX, 77494
  • We develop relationships that make a positive difference in the lives of our customers. At Ladiya Mortgage we are committed to providing our clients with an exceptional level of customer service that is superior to our competitors. Bhanuchand Paruchuri Mortgage Broker at Ladiya Mortgage.
  • Leverage Financial Mortgage LLC
  • 24274 Katy Freeway, Suite 400, Katy, TX, 77494
  • We are a full-service mortgage company based in Katy, TX. We specialize in Mortgage Purchase and Refinance in Katy, Houston, Sugar Land, Alief, Spring and the entire Greater Houston area. We also serve the surrounding cities in Fort Bend County. Whether you are buying a home or refinancing in or around zip code 77494
  • HomeWay Mortgage
  • 23218 Red River Dr., Katy, TX, 77494
  • HomeWay Mortgage is a full-service mortgage company dedicated to providing clients with detailed personal service at competitive rates. HomeWay Mortgage stands apart because it is a direct lender providing clients with great service, low rates, experienced loan officers and unique loan products in addition to the standard purchase.
  • Churchill Mortgage Company
  • 1 Waterbury Court, Stafford, VA, 22554
  • Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Priority Financial, LLC
  • 1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
  • Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Motion Mortgage, Inc
  • 385 Garrisonville Road, Suite 97, Stafford, VA, 22554
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.