In 2026, the limit for Conventional loans in Longboat-Key, county of Manatee, FL, is $647,200, whereas the FHA limit for a single-family home stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial situation in FL.
Explore loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $338,500 | 0% |
| FHA | $420,680 | 3.5% |
Applicable to the following zip codes: 34228
The goal of Lendersa® is to help secure the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three starting points to match with lenders and loan programs best suited to your financial needs.
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