FHA VS Conventional loan programs in 2025 for Longboat-Key, Manatee County, Florida

In 2025, the limit for Conventional loans in Longboat-Key, county of Manatee, FL, is $647,200, whereas the FHA limit for a single-family home stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial situation in FL.

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Examining Loan Limits and Downpayment Requirements for 2025 in Longboat-Key, County of Manatee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

Applicable to the following zip codes: 34228

Discover Conventional and FHA Loan Options in Longboat-Key, FL

The goal of Lendersa® is to help secure the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three starting points to match with lenders and loan programs best suited to your financial needs.

View USDA loan request and matching results with Lendersa


  • The Bank of Fayette County
  • LogoFEB22-3967, Bolivar, TN, 38008
  • The Bank offers loans for almost all of your business needs. Our lending professionals are trained to assist you with your financial needs. We strive to tailor all lending to each customer’s needs. There are various financing options available. Please contact a Loan Officer directly to discuss your options.
  • Tri-Star Financial Group
  • 1300 Wentworth Drive, Gallatin, TN, 37066
  • At Tri-Star Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Cambridge Mortgage Inc
  • 115-B East Main St, Gallatin, TN, 37066
  • The lending specialists at Cambridge Mortgage, Inc. are eager to help you secure the mortgage you need to make your home ownership dreams a reality. Since 1998, our BBB accredited team of lending professionals have helped thousands of home buyers become homeowners. Whether you need a fixed rate, adjustable rate, or balloon mortgage for your home.
  • Elderlife Financial Services
  • 100 Bluegrass Commons Blvd, Bldg 1, Suite 120, Hendersonville, TN, 37075
  • For over 20 years, Elderlife has helped thousands of families transition loved ones into senior living. Typically families are focused on mom or dad’s health and selecting the best community based on their needs, leaving the financial aspect as an afterthought. We are here to help you create a plan to pay for senior living.
  • Starr Mortgage
  • 303 Red Boiling Springs Road, Lafayette, TN, 37083
  • Starr Mortgage Can Help We can customize your financial package. FHA, RD, VA, Conventional & Land-Only Loans! 100% Financing No Money Down Home Purchases Refinances / Debt Consolidation 10-30 Year Terms Available Products were inspired by Behance's research of especially productive teams in the creative industry.
  • Bank of Dickson Dickson
  • 466 Highway 46 South, Dickson, TN, 37056
  • The original seed of an idea began with eight men: Dr. R.P. Beasley, Dr. WA. Bell, Jr., E .F. Dennison, Glen Hamilton, Carney B. Nicks, Mark Wade, Wayne Sensing and Hugh Wynns. This group of visionaries believed in Dickson - after all, this was their home - but they also believed that increasing the availability
  • First Federal Bank TN
  • 611 East College St, Dickson, TN, 37055
  • First Federal has been providing exceptional banking services to Dickson County and surrounding counties. Built upon outstanding customer service, we are proud to be the largest community bank in the area and offer 12 convenient locations to serve all your banking needs in Dickson County, Montgomery County, Hickman County.
  • Monticello Banking Company
  • 50 N Main St, Monticello, KY, 42633
  • When Monticello Banking Company first opened in 1895, we did our bookkeeping by hand. Our transportation to work was on horseback and no one had ever heard of air-conditioning. Today, over 125 years later, Monticello Banking Company has seen a lot of things come and go. We were one of the few banks in Kentucky that survived the great depression.
  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.