FHA VS Conventional loan in Longboat-Key, Manatee County, Florida
In 2025, the limit for Conventional loans in Longboat-Key, county of Manatee, FL, is $647,200, whereas the FHA limit for a single-family home stands at $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows for side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the most suitable program for your financial situation in FL.
Examining Loan Limits and Downpayment Requirements for 2025 in Longboat-Key, County of Manatee, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$338,500
0%
FHA
$420,680
3.5%
Applicable to the following zip codes: 34228
Discover Conventional and FHA Loan Options in Longboat-Key, FL
The goal of Lendersa® is to help secure the best Conventional, USDA, or FHA loan quickly and with minimal hassle. Choose from three starting points to match with lenders and loan programs best suited to your financial needs.
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