Explore the differences! FHA VS Conventional loan programs in Homestead, Miami-Dade County, Florida
For 2025, the conventional loan limit in Homestead, within the county of Miami-Dade, FL, is $726,200. In comparison, the FHA limit for a single-family home is $557,750.
Use the Lendersa® Conventional loan calculator to assess today's prime rates between Conventional, FHA, and USDA loans. This tool helps determine the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on which program in FL best fits your financial needs.
2025 Loan Limits and Downpayment Requirements in Homestead, Miami-Dade, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$557,750
3.5%
This information applies to zip codes: 33033, 33030, 33035
Exploring Conventional and FHA Loan Options in Homestead, FL
Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points below to find matching lenders and appropriate loan programs.
DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.
Jay Crowell Loan Officer - Cornerstone Home Lending
600 University Street, Suite 2828, Seattle, WA, 98101
At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience.
Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.
600 University Street, Suite 2401, Seattle, WA, 98101
At LENDINCO, we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.
Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.
Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
THE PATTERSON COMPANY REAL ESTATE LENDING, opened its doors for business in June of 1996. The company’s background in financial services includes all aspects of loan origination and mortgage broker services: residential homes (investment and owner occupied properties) custom construction and small commercial lending.
