FHA VS Conventional loan in Horizon-West, Orange County, Florida

In 2025, the Conventional loan limit for Horizon-West in Orange county, FL, stands at $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate the income, credit score, reserves, and necessary documentation to qualify. By utilizing our advanced mortgage calculator, you can see the offerings of Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in your decision on the most suitable program for your financial situation in FL.

View loan offers from 100 lenders

2025 loan limits and down payment requirements in Horizon-West, Orange county, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table is applicable to the zip codes: 34787, 34786, 34777, 34778

Exploring Conventional and FHA loan options in Horizon-West, FL

The mission of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Begin by selecting one of three starting points that connect you with lenders and suitable loan programs.

Results from USDA loan requests and matches by Lendersa


  • Coastal Lending Services Inc
  • 3624 South Atlantic Avenue, Daytona Beach, FL, 32118
  • At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
  • Florida Home Loan Professionals Inc
  • 610 1/2 West Horatio Street, Suite 5, Tampa, FL, 33606
  • Florida Home Loan Professionals, Inc is an independent, full service mortgage broker specializing in purchase loans, refinancing and creative lending solutions. We are recognized as an industry leader, with a reputation for integrity, honesty, and consistency. We have strong relationships with over twenty lenders
  • Pineywoods Mortgage LLC
  • 2023 West Platt Street, Suite 106, Tampa, FL, 33606
  • We’re a little different. Whether you’re ready to make a move on your first home, or you’ve been part of the process more than a few times, we can match you with the loan program that fits your needs. With more than 18 years of experience, our team excels at breaking down the often confusing details for our clients & personalizing your loan needs.
  • MortgageRight
  • 1646 W Snow Ave, Suite 113, Tampa, FL, 33606
  • Mortgage Right was founded to create a faster, more efficient, and more secure way to originate and close residential mortgage transactions. Mortgage Right is committed to working with any and all candidates looking for the opportunity to provide a healthy and rewarding financial future for themselves and their family.
  • Pioneer Mortgage Funding, Inc
  • 142 W Platt St #118, Tampa, FL, 33606
  • Pioneer Mortgage Funding Inc., we are looking for driven and independent-minded mortgage originators to join our team. Our loan officers lead the industry in integrity and professionalism, which has allowed us to build lifelong relationships in our community. Building a team that cares about their clients.
  • Pineywoods Capital LLC
  • 2023 W PLATT STREET, SUITE 104, Tampa, FL, 33606
  • Our team brings deep market knowledge & proven expertise to every transaction we underwrite.In today’s marketplace however, that’s not enough.So we also bring fresh thinking & an independent spirit that allows us to look at opportunities differently & respond quickly.Contact us by email, phone, or in person to discuss a commercial loan & investment
  • Bay to Bay Lending
  • 326 S. Hyde Park Ave., Tampa, FL, 33606
  • Bay to Bay Lending is associated with the nation's unsurpassed pricing leaders. The Bay to Bay Lending team of Tampa Mortgage Brokers will make the mortgage process as simple as possible. We pride ourselves on offering a premier level of customer support and we look forward to getting you the best financing available.Mortgage,
  • GI Nationwide Lending Corporation
  • 924 Garfield Street, Melbourne, FL, 32935
  • G.I. Lending team is a combined effort and partnership of lending professionals Rob Fontaine and Lance Supernaw. Rob’s professional career includes 8 years of service to our country in the United States Coast Guard and over 35 years of experience in business, real estate, insurance, and mortgage brokering.
  • Kendall Mortgage Corporation
  • 1600 W Eau Gallie Blvd, Suite 205J, Melbourne, FL, 32935
  • Kendall Mortgage Corporation is a preferred Florida home mortgage lender specializing in new home loans and mortgage refinance. Serving Brevard County and all of Florida, for 25 years, Kendall Mortgage has the experience necessary to help our clients navigate the often complex process involved with obtaining a home loan.
  • MortgageDepot
  • 474 N Harbor City Blvd, Suite 2, Melbourne, FL, 32935
  • We are a multi-state broker, & is the area’s largest independent mortgage broker. Honesty, integrity & financial reliability is the foundation of all our relationships. With a dedicated team of best-in-class mortgage professionals, our goal is to be accessible, attentive & deliver exceptional service to the culturally diverse communities we serve.
  • Oceans Lending
  • 401 North Wickham Road Suite L, Melbourne, FL, 32935
  • Oceans Lending a full-service mortgage company, specialize in every form of Real Estate financing.From your new home or vacation home to investments properties to commercial financing.Whether you are buying a home,refinancing,taking advantage of your homes existing equity or investing in real estate,Oceans Lending can help you realize your dream.