FHA VS Conventional loan programs in 2025 for Oakland, Orange County, Florida
In 2025, the established limit for Conventional loans in Oakland, which is part of the county of Orange, FL, is set at $726,200. Meanwhile, the FHA loan ceiling reaches $472,030 for single-family homes. This information is pivotal for buyers as they plan their finances and evaluate potential mortgage options in the area, ensuring they are well-prepared for future steps in the home buying process.
To assist potential homeowners in navigating their mortgage decisions, the Lendersa® Conventional loan calculator offers an invaluable tool. Users can compare the top rates available for Conventional loans alongside FHA and USDA options. This enables users to discern income requirements, credit score thresholds, necessary reserve levels, and documents required for qualification. Through our advanced mortgage calculator, you can effortlessly see Conforming Conventional loans contrasted with USDA, FHA, and VA choices, making it easier to choose which program in FL aligns best with your financial situation and aspirations.
2025 Loan Limits and Down Payment Requirements in Oakland, within Orange, of FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Note: The above comparison applies specifically to the following zip codes: 34760, 34787, 34740
Exploring Diverse Conventional and FHA Loan Options in Oakland, FL
The main objective of Lendersa® is to help you seamlessly secure the best conceivable loan, whether it be Conventional, USDA, or FHA, with minimal hassle. Pick one of three starting avenues that initiate the process of connecting you with suitable lenders and aligning loan programs to fit your distinct needs. Each avenue is carefully curated to match specific lending criteria, opening doors to competitive rates and favorable terms tailored to your financial profile.
982 Douglas Avenue, Suite 100, Altamonte Springs, FL, 32714
The Patriot Home Funding Inc. Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.At Patriot Home Funding Inc., our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.
483 Montgomery Place, Altamonte Springs, FL, 32714
Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
111 North Orange Ave, Suite 800, Orlando, FL, 32801
We’ll provide the commercial finance you need to expand your company and tap new markets thanks to our full suite of lending products designed to bring you success. Furthermore, your project will be overseen by a dedicated team of financial experts who have made us a nationally renowned leader in small business loans.
As firefighters ourselves, it is our mission to provide unparalleled mortgage value and service to our brother and sister firefighters, first responders, law enforcement members, and service members in a safe and friendly environment with their best interests as our guide.and Understanding that everybody’s situation and objectives may be different
121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801
At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
"VIP Mortgage Group is a mortgage service provider based in Orlando, Florida. We’re dedicated to providing our customers with simple, fast and easy borrowing solutions at competitive rates with the highest level of expertise, honesty and integrity.
Information is subject to change without notice."
618 East South Street, Suite 500, Orlando, FL, 32801
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
390 North Orange Ave, Suite 2311, Orlando, FL, 32801
We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.
111 North Orange Ave, Suite 800, Orlando, FL, 32801
The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
Tewes Mortgage is a mortgage brokerage that shops for their clients' best loan scenario, guaranteeing the best product and interest rate available to them. We provide our clients with a one-stop shop for all property financing needs all the while giving service excellence throughout the entire process.
