FHA VS Conventional loan programs in 2025 for Jan-Phyl-Village, Polk County, Florida
In 2025, the conventional loan limit in Jan-Phyl-Village, located in Polk County, FL, is set at $647,200. On the other hand, the FHA limit for a single-family home is $420,680. These limits determine the maximum amounts available for borrowing under each loan program in this specific area.
Utilize the Lendersa® Conventional loan calculator to explore and compare the current top rates for Conventional, FHA, and USDA loans. This tool will help you determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans along with USDA, FHA, and VA options. It facilitates an informed decision about the best-suited program in FL tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Jan-Phyl-Village, Polk County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: This table is applicable to ZIP codes: 33880
Available Options for Conventional and FHA Loans in Jan-Phyl-Village, FL
The mission at Lendersa® is to promptly and efficiently provide you with the best possible Conventional, USDA, or FHA loan. Choose from three different starting strategies to match with lenders and find suitable loan options.
8310 S Valley Highway, Suite 300, Englewood, CO, 80112
The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.
6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
One Source Lending are a Wholesale Mortgage Broker for the Purchase or Refinance of your Home. We are happy to provide a free comparison on any current quote you have with any other lender. We want you to know if your getting the best rate and lowest costs on typically the biggest transaction anyone makes in LIFE
9155 East Nichols Avenue, Suite 150, Centennial, CO, 80112
The Horn Funding Corp is a local & family owned Colorado based Mortgage Lender. Structured to be agile and qualitative, The
Horn Funding Corp is the Non-Big Bank solution for people seeking mortgage financing. The employees of The Horn
Funding Corp share the value system and strive to meet the needs and goals of ALL potential clients.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
10700 East Geddes Avenue, Suite 155, Englewood, CO, 80112
The Houz Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Mortgage Co is licensed mortgage banker locally owned and headquartered in Centennial, Colorado, since 1996. We offer a wide variety of residential loan programs including Conventional, FHA, VA, USDA, CHFA, MMA, and many more. Visit our company website to learn more about all the services we offer at TheMortgageCo.com.
6855 S Havana St, Suite 500, Centennial, CO, 80112
US Mortgages has been serving the needs of Colorado homeowners for over 20 years. We offer a wide range of products to help you achieve all of your home buying and mortgage refinance goals. Our licensed Personal Mortgage Advisors will listen to your needs and show you the best options available.
7853 E. Arapahoe Ct, Suite 2100, Centennial, CO, 80112
Metrolink Mortgage is a Colorado based mortgage company. We provide first class service with a customer satisfaction business philosophy. Let us help you with your next refinance or purchase with a hassle free mortgage experience. We offer Conventional, FHA, and VA, USDA, and first time home buyer financing options with the fastest turn.
