FHA VS Conventional loan programs in Jan-Phyl-Village, Polk County, Florida
In 2025, the conventional loan limit in Jan-Phyl-Village, located in Polk County, FL, is set at $647,200. On the other hand, the FHA limit for a single-family home is $420,680. These limits determine the maximum amounts available for borrowing under each loan program in this specific area.
Utilize the Lendersa® Conventional loan calculator to explore and compare the current top rates for Conventional, FHA, and USDA loans. This tool will help you determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans along with USDA, FHA, and VA options. It facilitates an informed decision about the best-suited program in FL tailored to your financial needs.
2025 Loan Limits and Down Payment Requirements in Jan-Phyl-Village, Polk County, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: This table is applicable to ZIP codes: 33880
Available Options for Conventional and FHA Loans in Jan-Phyl-Village, FL
The mission at Lendersa® is to promptly and efficiently provide you with the best possible Conventional, USDA, or FHA loan. Choose from three different starting strategies to match with lenders and find suitable loan options.
Our story began in February of 2008 with the incorporation of First & Farmers National Bank, but our roots in our four communities are much deeper.
Our history can be traced back to Citizens Bank of Albany, located in Clinton County, KY, dating back to 1898; to First National Bank of Columbia, located in Adair County.
Citizens National Bank is a locally owned bank that has been serving the people of Pulaski County since 1920. We offer a wide range of products to help you achieve your financial goals, along with a high level of customer service and convenient locations. We have seven locations in Pulaski County, as well as one in Wayne County, Russell County.
Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop
Washington State Bank is an independent, locally-owned community bank. We offer modern and efficient systems in order to provide excellent products and services.
Personal and Business Banking Available Checking Accounts, Savings Accounts, Loans, Mortgages, etc. The types of personal information we collect and share depend on the product
Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
At Alliance Home Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We are partnered with a very large lender in Polaris Home Funding
The Mortgage Guy, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
