FHA VS Conventional loan programs in Wahneta, Polk County, Florida

In the year 2025, the loan limit for conventional loans in the county of Polk, Wahneta, FL, is $726,200, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize Lendersa®'s Conventional loan calculator to discern today's optimum rates among Conventional, FHA, and USDA options. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced calculator facilitates side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help choose the best program for your financial situation in FL.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Wahneta, County of Polk, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant for zip codes: 33880

Explore Conventional and FHA Loan Options in Wahneta, FL

At Lendersa®, our mission is to swiftly secure the ideal Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points below to discover matching lenders and loan solutions.

Lendersa USDA loan request and matching results


  • Riverview Mortgage
  • 11256 Boyette Rd, Riverview, FL, 33569
  • Riverview Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • FLORIDA WEST COAST CREDIT UNION
  • 1225 Millennium Pkwy, Brandon, FL, 33511
  • Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.
  • Royal & Company Mortgage Corporation
  • 792 W Lumsden Rd., Brandon, FL, 33511
  • Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service
  • Nationwide Residential Capital, Inc.
  • 1079 E. Brandon Blvd, Brandon, FL, 33511
  • Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.
  • Discount Loans
  • 801 W Bloomingdale Ave, Brandon, FL, 33511
  • Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.
  • DOUBLE A MORTGAGES
  • 146 W Robertson St Suite 138-1, Brandon, FL, 33511
  • Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore
  • United Mutual Funding Corporation
  • 659 W Lumsden Rd, Brandon, FL, 33511
  • United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.
  • Swift Home Mortgage
  • 1093 E Brandon Blvd, Brandon, FL, 33511
  • Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.
  • Goff & Associates Realtors
  • 204 Lithia Pinecrest Rd., Brandon, FL, 33511
  • At Goff & Associates Realtors and Landmark Mortgage Lending, Inc. we will always strive to be the Premier Real Estate and Mortgage Company of Choice for Our Customers and Our Agents. Our Staff and Agents are ethical, forward thinking and results oriented Professionals who take a proactive approach to Real Estate and Mortgages.
  • American Dream Home Mortgage
  • 1463 Oakfield Dr. Suite 127, Brandon, FL, 33511
  • American Dream Located in the heart of Brandon FL and serving the entire state of Florida, American Dream Home Mortgage gives you the personal attention you deserve and treats you with the respect due a valued customer. We understand that you are making a commitment in buying a new home, refinancing a mortgage, or utilizing your home equity.
  • Impact Residential Mortgages Inc
  • 13508 Fladgate Mark Dr., Riverview, FL, 33579
  • Impact Residential Mortgages,Inc. At Impact Residential Mortgages, we will find a loan that fits each borrower. Unlike big banks or Online Lending Companies that have order takers helping you with your loan, we have highly skilled Mortgage Loan Originators. Our Originators know what it takes to get through underwriting quickly.
  • Accurate Financial Mortgage Group Inc
  • 3140 Old Canoe Creek Road, Saint Cloud, FL, 34772
  • At Accurate Financial Mortgage Group, we are dedicated to taking care of our clients mortgage needs in a personal, warm and caring environment. We provide exceptional service through our highly skilled mortgage officers. Our mission is to offer individualized assistance to each customer, based on shared trust and communication.