FHA VS Conventional loan in Wahneta, Polk County, Florida

In the year 2025, the loan limit for conventional loans in the county of Polk, Wahneta, FL, is $726,200, whereas the FHA limit for a single-family dwelling is $472,030.

Utilize Lendersa®'s Conventional loan calculator to discern today's optimum rates among Conventional, FHA, and USDA options. Determine the necessary income, credit score, reserves, and documentation required to qualify. Our advanced calculator facilitates side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans to help choose the best program for your financial situation in FL.

Examine loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Wahneta, County of Polk, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant for zip codes: 33880

Explore Conventional and FHA Loan Options in Wahneta, FL

At Lendersa®, our mission is to swiftly secure the ideal Conventional, USDA, or FHA loan without hassle. Choose one of the three starting points below to discover matching lenders and loan solutions.

Lendersa USDA loan request and matching results


  • Lisa Home Mortgage
  • 123 N. 9th Street, Suite 101, Philadelphia, PA, 19107
  • LISA HOME MORTGAGE is an American Limited Liability Corporation in the mortgage industry. As a leader in mortgage financing, the company is multi-state licensed, providing mortgage loan options for clients in need of purchasing or refinancing residential or commercial properties.
  • Keystone Lending Partners
  • 1315 Walnut Street, Suite 1517, Philadelphia, PA, 19107
  • We’re a small, local mortgage company that does things a little differently. We take a personal approach to every loan because this isn’t just a financial decision-it’s your home. We have almost 20 years of experience in the residential mortgage business with access to a full spectrum of loan products to fit your purchase and refinance needs.
  • Scion Lending
  • 325 Chestnut St, Suite 800, Philadelphia, PA, 19106
  • Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
  • Rehab Financial Group, LP
  • 1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
  • Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no
  • Garden State Home Loans, Inc
  • 2091 Springdale Road, Suite 16, Cherry Hill, NJ, 08003
  • Garden State Home Loans has built a legacy of providing the American Dream of homeownership. Garden State Home Loans was founded in 2011 right in the heart of Cherry Hill, NJ. We’ve expanded our footprint over the years and are currently licensed in five states and counting. We create an experience that is incomparable.
  • Mortgage143 LLC
  • 314 Walnut Forest Drive, O Fallon, MO, 63366
  • Ed Bauwens Owner at Mortgage 143 LLC. Ed have been a Mortgage Loan Specialist for the past 20 years. Ed Bauwens started his own Mortgage Brokerage company in 2020, to make you my first priority, while also helping fit your budget and terms into your most important investment; YOUR HOME!
  • Ozark Bank
  • 106–112 North 2nd Ave, Ozark, MO, 65721
  • Ozark Bank is the only remaining home owned bank in Christian County. Chartered in 1906, Ozark Bank is in its 116th year of service to the residents of Christian County and surrounding communities. Ozark Bank was founded by a group of local businessmen with a vision to improve Ozark and Christian County by providing banking services
  • Mortgage Centers
  • 732 N 22nd St, Suite 105, Ozark, MO, 65721
  • The Mortgage Centers Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Northpoint Lending
  • 113 W Lancaster Ave, Wayne, PA, 19087
  • Northpoint Lending We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms and cost
  • Price Financial Services LLC
  • 126 W. Lancaster Avenue, Wayne, PA, 19087
  • At Price Financial Services we believe that excellent service and a reputation for honesty, integrity and reliability are just as important as interest rates and closing costs. Our website provides seamless access to online current mortgage rates and programs and the ability to securely upload documents.
  • The Capital Rams
  • 201 King of Prussia Road, Suite 650, Wayne, PA, 19087
  • The Capital Rams offers commercial loans with a client-centric approach. Our certified and highly-trained financial specialists analyze your company’s fiduciary picture and goals to recommend products that solve its unique challenges. Our extensive portfolio of financial services includes Commercial Real Estate loans
  • Drexel Hill Mortgage Inc.
  • 230 Sugartown Road, Suite 20, Wayne, PA, 19087
  • Drexel Hill Mortgage, Inc (DHM) has been serving Pennsylvania homeowners since July, 2000 with Conventional and FHA/VA mortgages. Our goal is to offer the best interest rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products are sure to provide