FHA VS Conventional loan programs in 2025 for Juno-Beach, Palm Beach County, Florida

In 2025, the Conventional loan limit in Juno-Beach, located in Palm Beach county, FL, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates between Conventional, FHA, and USDA options. Determine the necessary income, credit benchmarks, reserves, and documentation required for qualification. Our comprehensive mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to assist you in selecting the optimal program in FL for your financial context.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Juno-Beach, Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

This comparison is applicable for the zip codes: 33408

Options for Conventional and FHA Loans in Juno-Beach, FL

The goal of Lendersa® is to promptly secure the best Conventional, USDA, or FHA loan for you, minimizing hassle. Choose from one of three starting points to connect with suitable lenders and loan programs.

Results of loan requests via Lendersa's USDA


  • Mortgage Nerds, LLC
  • 4090 W Spencer St, Appleton, WI, 54914
  • Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
  • AnnieMac Mortgage
  • 78 US Route 1, Cumberland Foreside, ME, 04110
  • We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan
  • GNB Bank
  • 529 G Ave, Grundy Center, IA, 50638
  • GNB Bank is proud to be a locally and employee owned, community bank with a focus on friendly, personal service from people you know and trust. We take care of the communities we serve – families, small businesses, local agriculture – and we care about you! I invite you to sample the financial services we offer, from loans, insurance
  • Raccon Valley Bank
  • 1009 Court Street, Adel, IA, 50003
  • At Raccoon Valley Bank you can get everything you need in one place. From opening your first checking account to financing your home to planning for a comfortable retirement, we can do it all. Because we believe banking should be easy, complete, and convenient.Valley Bank you can get everything you need in one place.
  • Community Bank
  • 1729 College Boulevard, Alva, OK, 73717
  • Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.
  • BancCentral
  • 604 Flynn Street, Alva, OK, 73717
  • BancCentral National Association, founded in 1919, offers a range of depository and lending services. BancCentral National Association is a commercial bank based in Alva, Oklahoma. It was built in 1901 and has been owned and operated by the Myers family since 1919. We will customize a trust specifically for your needs and Confidential
  • Porter Financial Group, LLC
  • 100 Main St, Suite 7, East Jordan, MI, 49727
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • FNB Bank
  • 311 5th Street, Fontanelle, IA, 50846
  • We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
  • Prospera Credit Union Appleton
  • 4830 N. Ballard Rd, Appleton, WI, 54913
  • As a local credit union, we are strong enough to provide you with everything you need, yet small enough to know you personally and care about helping you prosper any way we can. When you choose Prospera, you become a member, not just a customer. A family that works together for everyone's benefit.
  • Linda the Lender
  • 119 N McCarthy Rd, Appleton, WI, 54913
  • The Linda the Lender Team has helped many people in Wisconsin realize thier dream of home ownership. We have developed a loan process that is smooth and stress free. Come and see what we have to offer. Everyone’s financial needs are different and loan programs are not one size fits all. We have many loan program options