FHA VS Conventional loan programs in North-Palm-Beach, Palm Beach County, Florida

As of 2025, in North-Palm-Beach within Palm Beach county, FL, the limit for a Conventional loan is $647,200. Meanwhile, the FHA limit for a single-family home is $460,000.

Leverage the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA options. This will help determine necessary income, credit, reserves, and documentation to qualify. With this advanced tool, you have the ability to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision of the best program for your financial needs in FL.

Review loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in North-Palm-Beach, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

This table applies to the following zip codes: 33408

Explore Conventional and FHA Loan Options in North-Palm-Beach, FL

The goal at Lendersa® is to find you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and programs suited for you.

Lendersa USDA loan request and matching results


  • Vault Financial
  • 24910 Las Brisas, Suite 119, Murrieta, CA, 92562
  • VAULT FINANCIAL is a full service family owned mortgage company that covers all of Southern California. We feel the larger companies can no longer provide proper pricing or customized service so, we pick up our phones, answer our emails and make sure we are available without the run around.
  • Mountain View Financial, Inc.
  • 24947 Truman Place, Murrieta, CA, 92562
  • Rick is the President/Broker of Mountain View Financial, Inc. Responsible for all aspects of the company from its inception including staff development FHA, HUD and VA approvals, Real Estate Division, and Escrow Division. Implementing New Real Estate Divisions’ “Buy from me, List for Free” and Alkire & Company. Organization.
  • Miller Financial, Inc.
  • 41185 Golden Gate Cir, Suite 106, Murrieta, CA, 92562
  • Miller Financial, Inc. is a family owned business started in 1991 by President Larry Miller who currently continues to oversee all aspects of the organization with help from VP and son Joshua Miller. Larry has grown the business from an initial start-up to a full-service brokerage offering a wide variety of loan solutions to entire community of SC.
  • THERESA MORRIS REALTY GROUP
  • 26499 Bladen Avenue, Murrieta, CA, 92562
  • The home selling and buying process can be both intimidating and overwhelming. My goal is to make this a pleasurable and exciting experience. As your Realtor, I would love to help you each step of the way and protect your interests at all times. I look forward to guiding you and turning your moving and home ownership dreams into a reality!
  • Redford Mortgage Capital
  • 24641 Washington Avenue, Murrieta, CA, 92562
  • We are a full-service mortgage company based in Murrieta, CA. We specialize in Construction Loans & Home Improvement Loans in Murrieta, Temecula, Lake Elsinore, Menifee, Wildomar, & Riverside. We also serve the surrounding cities in Riverside County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
  • Casa Agave Mortgage Services
  • 41856 Ivy Street, Suite 112, Murrieta, CA, 92562
  • At Casa Agave Mortgage Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Vintage Mortgage Firm
  • 41760 Ivy Street, Suite 102, Murrieta, CA, 92562
  • Vintage Mortgage Firm strives to ensure that its services are accessible to people with disabilities.Vintage Mortgage Firm has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities,with the belief that every person has the right to live with dignity,equality
  • Christiansen Capital
  • 25185 Madison Ave Ste. A, Murrieta, CA, 92562
  • Christiansen Capital is a trust deed investment firm and hard money lender conveniently located in Murrieta, California. Christiansen Capital has been assisting clients obtain “non-conventional” financing since 2005. Christiansen Capital was created to be the conduit between borrowers who can actually obtain conventional financing.
  • ELKO FEDERAL CREDIT UNION
  • 2397 Mountain City Highway, Elko, NV, 89801
  • The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.
  • La Loma FCU
  • 26151 Mayberry St, Loma Linda, CA, 92354
  • Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.
  • WS Financial
  • 335 San Dimas Avenue, Oceanside, CA, 92057
  • WS Financial is a licensed mortgage lender based in Southern California. Our goals are to secure the best possible loan, the best service around, and most importantly, personalized attention from your designated mortgage specialist. We also specialize in home mortgages, ensuring 100% customer satisfaction.