As of 2026, in North-Palm-Beach within Palm Beach county, FL, the limit for a Conventional loan is $647,200. Meanwhile, the FHA limit for a single-family home is $460,000.
Leverage the Lendersa® Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA options. This will help determine necessary income, credit, reserves, and documentation to qualify. With this advanced tool, you have the ability to see Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision of the best program for your financial needs in FL.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $322,000 | 0% |
| FHA | $460,000 | 3.5% |
This table applies to the following zip codes: 33408
The goal at Lendersa® is to find you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and programs suited for you.
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