FHA VS Conventional loan programs in North-Palm-Beach, Palm Beach County, Florida

In 2025, Convetional loan limit in North-Palm-Beach, county of Palm Beach, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in North-Palm-Beach, county of Palm Beach, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33408

Conventional and FHA loan options in North-Palm-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Peak Financial Group Inc
  • 2125 Southend Drive, Unit 451, Charlotte, NC, 28203
  • Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
  • Eagle Financial Services Inc
  • 2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
  • At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
  • Home Key LLC
  • 307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Oak Capital Mortgage LLC
  • 307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
  • Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
  • Bridgewater Capital Inc
  • 2108 South Boulevard, Suite 209, Charlotte, NC, 28203
  • Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
  • DHL Mortgage
  • 529 W Summit Ave, Suite 2A, Charlotte, NC, 28203
  • At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Charlotte Metro Credit Union
  • 718 Central Avenue, Charlotte, NC, 28204
  • At Charlotte Metro, our mission is simple – helping members prosper. Not some members – ALL members! What you really want to know is can we handle your banking needs? Of course! We're your partner for financial growth and management, making your money work harder for you with smarter, less complicated, and readily available tools and services.
  • Piedmont Financial Services LLC
  • 322 Lamar Avenue, Suite 300, Charlotte, NC, 28204
  • Piedmont Financial is a customer service and price-driven mortgage company focused on providing clients with the best possible mortgage product for their needs at the lowest possible margin. We're a regional lender currently operating in North Carolina, South Carolina, Virginia, Georgia and Alabama.
  • Neighborhood Lender
  • 1200 East Morehead Street, Suite 290, Charlotte, NC, 28204
  • At Neighborhood Lender, we're creating a new kind of mortgage experience - one that has less stress, less paperwork, and no closing costs. We're a small team of mortgage professionals who put our customers'​ needs first. We can beat the banks, because we're committed to finding the best mortgage and refinancing options available.
  • QC Lending, LLC
  • 1111 Hawthorne Lane, 2nd Floor, Charlotte, NC, 28205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures. After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"