FHA VS Conventional loan programs in Riviera-Beach, Palm Beach County, Florida
As of 2025, the conventional loan ceiling in Riviera-Beach, within Palm Beach, FL, stands at $647,200. In comparison, the FHA cap for single-family homes is $460,000.
Find the best rates using Lendersa®'s Conventional loan calculator for side-by-side evaluations of today's Conventional, FHA, and USDA loans, helping determine the necessary income, credit, and reserve documents to qualify. Our enhanced mortgage calculator provides a comparative view of Conforming Conventional, USDA, FHA, and VA loans, assisting in determining the most suitable program in FL for your financial needs.
Loan limits and down payment requirements for 2025 in Riviera-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
This comparison table is applicable to zip codes: 33407, 33404, 33419
Options for Conventional and FHA loans in Riviera-Beach, FL
The primary objective of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan swiftly and with minimal complications. Choose from three primary steps to connect with matching lenders and programs.
15500 New Barn Road, Suite 102, Miami Lakes, FL, 33014
Dream house mortgage primary focus is to serve our customers with exceptional customer service, competitive products, programs, and pricing. We pride ourselves on the highest level of service and will be there every step of the way throughout the loan process. We can assist you with qualifying and obtaining the mortgage plan best suited
ITWINS Financial inc treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Simple Home Loans Founded in 2020 and simple home is a mortgage brokerage based out of Miami Lakes, FL. Our management has a combined industry experience of over 50 years, The company has over 50 wholesale lenders relationship, giving its clients access to virtually every possible loan program.
JetStream Federal Credit Union has provided quality financial services to its members, earning a reputation of excellence and achievement. JetStream Federal Credit Union; a low income designated credit union with 75% of our members in Miami Dade County and Puerto Rico residing in low income zip codes.
2300 West 84th Street, Suite 404, Hialeah, FL, 33016
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
14054 Northwest 82nd Avenue, Suite B, Miami Lakes, FL, 33016
We are a real estate solutions and investment firm that specializes in helping property owners get rid of burdensome real estate fast. We are investors and problem solvers who can buy your property fast with a fair all cash offer. We will give you a free, as-is, no-obligation cash offer for your property within 24 hours.
14750 Northwest 77th Court, Suite 205, Miami Lakes, FL, 33016
At Elite Lending, we pride ourselves on being innovative, efficient, and accountable. Our goal is to provide our clients with the most efficient and stress-free loan process experience. We achieve this goal through our knowledgeable staff combined with our innovative technology. Throughout the process,
"Directly involved in the Real Estate and Financial industry, in 1996 Mr. Martinez founded MoneyOne Mortgage which during the mid 2000 and licensed in 5 Stated the company’s funding yearly volume rose to over $70 million with 13 MoneyOne Realty franchise offices.
In the early days, shortly after College, Frank started his own Advertising"
The EquiMortgage Bankers, Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
