FHA VS Conventional loan in Riviera-Beach, Palm Beach County, Florida
As of 2025, the conventional loan ceiling in Riviera-Beach, within Palm Beach, FL, stands at $647,200. In comparison, the FHA cap for single-family homes is $460,000.
Find the best rates using Lendersa®'s Conventional loan calculator for side-by-side evaluations of today's Conventional, FHA, and USDA loans, helping determine the necessary income, credit, and reserve documents to qualify. Our enhanced mortgage calculator provides a comparative view of Conforming Conventional, USDA, FHA, and VA loans, assisting in determining the most suitable program in FL for your financial needs.
Loan limits and down payment requirements for 2025 in Riviera-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
This comparison table is applicable to zip codes: 33407, 33404, 33419
Options for Conventional and FHA loans in Riviera-Beach, FL
The primary objective of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan swiftly and with minimal complications. Choose from three primary steps to connect with matching lenders and programs.
We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
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Bill McKellips and Dan Fann have been in the mortgage industry for over 15 years. They combined efforts and began Desert Creek Mortgage in 2004. They are committed t dealing openly and honestly with their customers. Getting a mortgage can be confusing and overwhelming. Desert Creek wants to make it as easy and painless as possible.
16810 Avenue of the Fountains, Suite 104, Fountain Hills, AZ, 85268
At Goldwater Mortgage Financial Company Inc., professional mortgage company specializing in residential mortgages. At Goldwater Mortgage Financial Company Inc., we will find a loan that fits each borrower. Unlike big banks that have order taker helping you with your loan, we have highly skilled loan consultants.
