FHA VS Conventional loan programs in Riviera-Beach, Palm Beach County, Florida
As of 2026, the conventional loan ceiling in Riviera-Beach, within Palm Beach, FL, stands at $647,200. In comparison, the FHA cap for single-family homes is $460,000.
Find the best rates using Lendersa®'s Conventional loan calculator for side-by-side evaluations of today's Conventional, FHA, and USDA loans, helping determine the necessary income, credit, and reserve documents to qualify. Our enhanced mortgage calculator provides a comparative view of Conforming Conventional, USDA, FHA, and VA loans, assisting in determining the most suitable program in FL for your financial needs.
Loan limits and down payment requirements for 2026 in Riviera-Beach, Palm Beach, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,000
0%
FHA
$460,000
3.5%
This comparison table is applicable to zip codes: 33407
Options for Conventional and FHA loans in Riviera-Beach, FL
The primary objective of Lendersa® is to secure the most favorable Conventional, USDA, or FHA loan swiftly and with minimal complications. Choose from three primary steps to connect with matching lenders and programs.
We understand the ups and downs that come with the challenge of home buying, or commercial building. Our professional and dedicated team has a passion for helping you secure the mortgage that's right for your situation. We take the frustration out of complex financing. We work with you each step of the way, keeping you updated with each development
2829 Exchange Court, Unit A, West Palm Beach, FL, 33409
Lends in Florida
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
301 Clematis Street, Suite 3000, West Palm Beach, FL, 33401
Lends in Florida
Landmark Appraisal & Realty Group is owned and operated by Matt Thoren, a 24 year veteran of South Florida real estate. Our appraisal firm covers Palm Beach, Broward, Martin and St. Lucie Counties. Our staff of appraisers are strategically located in the areas we cover – we live where you live!
"We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
120 South Olive Avenue, Suite 602, West Palm Beach, FL, 33401
Lends in Florida
Palm Beach First Financial and Mortgage is a leading lender in the West Palm Beach area. Palm Beach First Financial and Mortgage can provide low rate, no hassle mortgages for primary residences, second (vacation) homes, and investment properties. Eric can also work with current homeowners who are looking to refinance to a lower rate or payment.
224 Datura Street, Suite 910, West Palm Beach, FL, 33401
Lends in Florida
Jet Mortgage Group is committed to providing the highest level of service and expertise, all while moving at supersonic speed. Our network of over 100 lenders means we have the best loan program for your needs, at the best price. If you’re buying your first home, relocating to a new area.
120 S. Olive Avenue | Suite 701, West Palm Beach, FL, 33401
Lends in Florida
Greyson Capital, LLC is more than a full service mortgage lender. When you contact us, a Greyson mortgage specialist will walk you through the transaction, be it the purchase of a new residence, a second home, or an investment property. We also offer a variety of refinancing programs and products to fit your specific needs.
120 S. Olive Ave., Suite 311, West Palm Beach, FL, 33401
Lends in Florida
Ocean Capital’s comprehensive services represent the best in class & are resetting the bar for all others to follow.We meld experts in real estate,estate & financial planning, tax strategy & accounting, securities & insurance,portfolio managers,researchers and traders into a cohesive team that serves the unique needs of our diversified client base.
