FHA VS Conventional loan in Key-Largo, Monroe County, Florida

In 2026, the limit for a conventional loan in Key-Largo, situated in the county of Monroe, FL, is $710,700. As for an FHA loan for a single-family home, the limit is $710,700.

Utilize the Lendersa® Conventional loan calculator to juxtapose the finest rates available today for Conventional, FHA, and USDA loans. Evaluate the income, credit, reserves, and requisite paperwork needed to qualify. Our comprehensive mortgage calculator provides side-by-side assessment of Conforming Conventional, USDA, FHA, and VA loans, guiding you in picking the most suitable program in FL tailored to your specific financial picture.

Review offers from a selection of 100 lenders

2026 loan limits and down payment requirements in Key-Largo, county of Monroe, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $710,700 3%
USDA $0 0%
FHA $710,700 3.5%

This table relates to the following zip codes: 33037

Exploring Conventional and FHA loan options in Key-Largo, FL

Lendersa® strives to provide you with the most competitive Conventional, USDA, or FHA loans swiftly and simply. Choose from three initial steps to find lenders and programs that match your needs.

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  • MIDFLORIDA Credit Union
  • PO Box 8008, Lakeland, FL, 33802
  • MIDFLORIDA Credit Union was founded in 1954 as the Polk County Teachers Credit Union. We ended our first year with just 273 members and $7,000 on deposit. Today, we have almost 400,000 members and more than $5 billion in assets. We take our tagline—Your Community Credit Union—to heart.

  • SECURITY MORTGAGE CORPORATION
  • 8614 Deep Maple Drive, Riverview, FL, 33578
  • Security Mortgage Corporation specialize in Home Purchase Loans (FHA & Conventional)
    FHA 203K Home Purchase Rehabilitation Loans
    Refinance & 125% Mortgage Relief Refinance Loans
    Reverse Mortgages
    Low Rate 30 year and 15 year fixed mortgages and
    We promise to give you and your realtor the best service.
    We promise to give you a great deal

  • Publix Employees Federal Credit Union
  • 3005 New Tampa Highway, Lakeland, FL, 33815
  • Publix Employees Federal Credit Union (PEFCU) is a member-owned co-operative that was founded in 1957 to meet the financial needs of current and retired Publix Super Markets Inc. associates and their family members. PEFCU, with over $1 billion in assets, is ranked in the top five percent of credit unions nation-wide.

  • PhoneOps Funding, LLC
  • 1222 Dixon Blvd. Number 1, Cocoa, FL, 32922
  • Discover unparalleled financing with PhoneOps Funding, LLC! We specialize in providing real estate investors and borrowers with streamlined, flexible lending through our Hard Money Program, featuring expedited closings in as few as 7 days and no minimum FICO score. Whether acquiring or refinancing, PhoneOps ensures your investment journey is seamle

  • FLORIDA WEST COAST CREDIT UNION
  • 1225 Millennium Pkwy, Brandon, FL, 33511
  • Florida West Coast Credit Union exists to help our members live better and dream bigger at every stage of their lives. We achieve this through meaningful, personalized, trusted relationships and an unyielding devotion to our members’ financial well-being The Credit Union was founded in 1942 as the Credit Union for all Hillsborough County.

  • Royal & Company Mortgage Corporation
  • 792 W Lumsden Rd., Brandon, FL, 33511
  • Royal & Company Mortgage Corporation has been in business since 2007, making home ownership and refinances a reality for customers throughout Florida. Kathi has put together a team that is ready to expertly process your loan from the initial application through closing. We will provide excellent service

  • Nationwide Residential Capital, Inc.
  • 1079 E. Brandon Blvd, Brandon, FL, 33511
  • Nationwide Residential Capital is a mortgage company who prides itself on providing the absolute best customer service, lowest available rates with the largest lender credits. Our mortgage team members will give you the personal service you deserve and treat you with the respect due an esteemed customer.

  • Discount Loans
  • 801 W Bloomingdale Ave, Brandon, FL, 33511
  • Discountloans.com is a full service Mortgage Broker. We are committed to providing the highest level of customer service with an emphasis on offering our customers the best advice to save on their monthly expenditures. We are set up with over 20 wholesale lenders and banks, so we can offer both traditional and nontraditional mortgage products.

  • DOUBLE A MORTGAGES
  • 146 W Robertson St Suite 138-1, Brandon, FL, 33511
  • Double A Mortgage is home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore

  • United Mutual Funding Corporation
  • 659 W Lumsden Rd, Brandon, FL, 33511
  • United Mutual Funding Corp is a mortgage lender offering purchase and refinance loans in Florida, Maryland, and Virginia. Our relationships with our investors allow us to offer a larger assortment of products and programs than any other lender. These same resources allow us to offer our clients the lowest mortgage rates available.

  • Swift Home Mortgage
  • 1093 E Brandon Blvd, Brandon, FL, 33511
  • Swift Home Mortgage, LLC & its subsidiaries & affiliates (collectively, Swift Home Mortgage, we, us or our) respect your privacy and are committed to complying with this privacy policy (the PrivacyPolicy). This Privacy Policy describes our information collection. Swift Home Mortgage delivering excellence in lending & unmatched customer service.

  • Goff & Associates Realtors
  • 204 Lithia Pinecrest Rd., Brandon, FL, 33511
  • At Goff & Associates Realtors and Landmark Mortgage Lending, Inc. we will always strive to be the Premier Real Estate and Mortgage Company of Choice for Our Customers and Our Agents. Our Staff and Agents are ethical, forward thinking and results oriented Professionals who take a proactive approach to Real Estate and Mortgages.