Explore the differences! FHA VS Conventional loan programs in Lake-Sarasota, Sarasota County, Florida

For 2025, the limit for a conventional loan in Lake-Sarasota, within the county of Sarasota, FL is $647,200. Meanwhile, for a single-family home, the FHA limit is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare the top rates among Conventional, FHA, and USDA today. This helps determine qualifications related to income, credit standing, reserves, and necessary documents. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, facilitating the best choice for your financial circumstances in FL.

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2025 Loan Limits and Down Payment Requirements in Lake-Sarasota, Sarasota County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

The table's information is relevant to zip codes: 34241

Conventional and FHA Loan Choices in Lake-Sarasota, FL

Lendersa® is committed to helping you secure the best Conventional, USDA, or FHA loan quickly and effortlessly. Start with any of the three pathways that lead to matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Madera Financial
  • 6890 E Sunrise Dr, Suite 120, Tucson, AZ, 85750
  • Madera Financial, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best-mortgage for you and your family.
  • Catalina Mortgage Co Inc
  • 5151 E. Broadway, Suite 1600, Tucson, AZ, 85711
  • Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.
  • Vantage West Credit Union
  • 2480 N. Arcadia Ave, Tucson, AZ, 85712
  • antage West is a $2.5 billion financial institution in Arizona, which serves a growing membership of nearly 150, 000 via online channels and branches across Arizona, offering consumer and business banking services including retirement accounts. Some products and services subject to approval. Certain restrictions and fees may apply.
  • NOVA® Home Loans
  • 2810 N. Swan Rd, Suite 160, Tucson, AZ, 85712
  • NOVA Financial & Investment Corporation, dba NOVA Home Loans (NMLS 3087) has built a strong reputation for providing exceptional service to our customers. NOVA Home Loans is licensed to lend in AZ, CA, CO, FL, IL, OR, UT, NM, NV, WA, TX, IN, KY, NE, and PA | BK#0902429 | Equal Housing Opportunity |
  • Gold Coast Mortgage Group
  • 2959 N Swan Rd, Suite 181-D, Tucson, AZ, 85712
  • Billy A. Southern AZ Private Lender For the past 25 amazing years, I've focused on being a creative, passionate lender specializing in private lending (aka "hard money") in Southern Arizona. We've perfected a Rehab Program ("Fix & Flip") with realtors and investors. Most of these.
  • Commerce Bank of Arizona
  • 3805 East Broadway Boulevard, Tucson, AZ, 85716
  • Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
  • Elite Lending Group
  • 4570 North 1st Avenue, Suite 110, Tucson, AZ, 85718
  • At Elite Lending Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process so that you can confidently select the best mortgage for you.
  • All American Lending Group, L.L.C.
  • 4511 North Campbell Avenue, Suite 205, Tucson, AZ, 85718
  • At All American, we are able to compete with all banks and savings institutions. With our excellent reputation and strict code of ethics, you can be sure we're the right choice. We are a family owned and operated Tucson based company with more than 25 years of industry experience.