FHA VS Conventional loan programs in 2025 for North-Port, Sarasota County, Florida

In 2025, the Conventional loan cap in North-Port, based in Sarasota county, FL, is $647,200, whereas the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Determine the required income, credit score, reserves, and documents for eligibility. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program for your financial needs in FL.

Browse loan offers from a network of 100 lenders

Loan Limits and Downpayment Requirements for 2025 in North-Port, Sarasota, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 34286, 34287, 34288, 34289, 34293, 34291, 34266, 34223, 34290

Conventional and FHA Loan Options Available in North-Port, FL

Lendersa® strives to provide you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start by selecting one of three paths that lead to matching lenders and loan programs tailored to your needs.

USDA loan requests and matching results with Lendersa


  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • CLuisMortgages, LLC
  • 7988 Glenbrooke Lane, Sarasota, FL, 34243
  • Chris Luis is your premier mortgage expert located in Florida. He prides himself on making the loan process simple, straightforward and fast for any homebuyer. A 97% Customer Satisfaction Rating and 98% Final Approval Average. That is higher than Quicken Loans 88%, or Veterans United 88% or Bank of America 83% or Guaranteed Rate 93%
  • Sunrise Financial Services Inc.
  • 1275 Whitfield Ave, Sarasota, FL, 34243
  • The Sunrise Financial Services Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • McGuire Lending Group
  • 6170 FL-70 Suite 102, Bradenton, FL, 34203
  • We are committed to 100% customer satisfaction! Our goal is to take a complicated mortgage situation and create a simple solution to help you reduce debt, maximize your cash flow and create wealth. We help our borrowers integrate the mortgage loan they select into their overall long-and short-term financial and investment goals.
  • Easy Mortgage LLC
  • 618 SW 3rd St, Suite 160, Cape Coral, FL, 33991
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • Financial Access Federal Credit Union
  • 604 13th Ave E, Bradenton, FL, 34208
  • Founded in 1958, Financial Access Federal Credit Union is the only Manatee Chartered Credit Union and is located in Bradenton Florida. In 2018 we celebrated our 60th Anniversary! We are a not-for-profit financial cooperative. This means we make decisions for the benefit of all our customers, whom we call member-owners.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.