FHA VS Conventional loan in Palm-Springs, Palm Beach County, Florida

In 2025, the loan limit for conventional loans in Palm-Springs, county of Palm Beach, FL, is set at $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® Conventional loan calculator to compare the best rates between Conventional, FHA, and USDA loans today. Determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, aiding in deciding which program in FL aligns best with your financial situation.

Compare loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Palm-Springs, County of Palm Beach, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

These comparisons are applicable to zip codes: 33461, 33406

Conventional and FHA Loan Options Available in Palm-Springs, FL

At Lendersa®, we strive to secure the best possible Conventional, USDA, or FHA loan for you quickly and hassle-free. Choose one of three entry points, ensuring arrangements with the appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • WLW Capital, LLC
  • 602 Channelside Dr, Tampa, FL, 33602
  • WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.
  • Zero Point Mortgage Services
  • 501 E Kennedy Blvd, Tampa, FL, 33602
  • Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward
  • American Mortgage Services, Inc
  • 1000 N Ashley Dr Suite 1020, Tampa, FL, 33602
  • American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,
  • Home Access Financial, LLC
  • 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602
  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally
  • REdepot Financial Services
  • 3106 West Tambay Avenue, Tampa, FL, 33611
  • The REdepot Financial Services Team is your premier mortgage team located in Tampa, FL. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tampa area.Highly experienced team of mortgage brokers here can help you take that first step.
  • DIGII, LLC
  • 2980 Gibraltar Blvd, New Smyrna Beach, FL, 32168
  • Portfolio lender with multiple options to fund commercial bridge loans for fix and flip and other investment strategies. Residential properties are ok. Direct access to decision makers provides the ability to move fast to help you secure more deals and execute more efficiently. Call me to today to discuss your loan scenario. Thanks.
  • Smarthouse Lending
  • 320 Winged Elm Dr, Debary, FL, 32713
  • We have been in the mortgage and lending business for over 20 years. Our team of local banks and lenders have helped thousands of home owners and home buyers get pre-approved for a home loan. Let us help you with your new home purchase. We offer a variety of lending and mortgage programs that fit your budget.
  • McBride Mortgage Group LLC
  • 340 Burchington Drive, Debary, FL, 32713
  • At McBride Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Central Bank
  • 20701 Bruce B Downs Boulevard, Tampa, FL, 33647
  • Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
  • Naviagtor Lending Solutions
  • 5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
  • Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
  • Marimark Mortgage LLC
  • 5327 Primrose Lake Circle, Tampa, FL, 33647
  • Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.