Explore the differences! FHA VS Conventional loan programs in Ridgecrest, Pinellas County, Florida

During 2025 in Ridgecrest, situated in the county of Pinellas, FL, the defined limit for a conventional loan is $726,200, whereas the limit for an FHA loan on a single-family home is $472,030.

The Lendersa® Conventional loan calculator is your tool for comparing the top current rates for Conventional versus FHA versus USDA loans. Calculate the required income, credit score, financial reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you're able to compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to determine the best program available in FL that suits your individual financial situation.

Explore and compare loan offers from a network of 100 lenders

2025 Loan Limits and Down Payment Requirements for Ridgecrest, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conforming Conventional $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This comparative table is pertinent to the zip codes: 33778, 33774

Comprehensive Loan Options: Conventional and FHA in Ridgecrest, FL

The mission of Lendersa® is to secure for you the most advantageous Conventional, USDA, or FHA loans, efficiently and hassle-free. Choose one of three pathways that align you with appropriate lenders and specialized loan programs.

Lendersa USDA loan inquiry and match results


  • Mortgage HQ
  • 3111 East 2890 South, Saint George, UT, 84790
  • Mortgage HQ's key to our success has been a combination of consistently offering the lowest possible rates, responding quickly, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity and look forward to earning your trust.
  • Red Rock Home Loans
  • 169 West 2710 S Circle, Suite 202A, Saint George, UT, 84790
  • We are dedicated to making the loan process a satisfying experience. We use up-to-date technology to provide you with the tools necessary to research the loan right for you, find answers to mortgage questions, and complete the mortgage application process.Our goal is to help the you find a loan that fits your unique needs.
  • BILT Capital
  • 1150 E Riverside Dr, Suite 911598, Saint George, UT, 84791
  • We are a hard money lender focused on funding projects in Utah, Southern Idaho, and Southern Nevada. We offer funding programs for Fix and Flips, Residential and Commercial Bridges, and Land Development. UT Providing funding throughout Utah Great Projects Are Not Funded, They're BILT
  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Ask Mohave Community Federal Credit Union
  • 2809 Stockton Hill Rd, Kingman, AZ, 86401
  • At Mohave Community Federal Credit Union, individuals and families will be treated with care and respect, along with user-friendly tools and banking products. The member-owned institution provides both checking and savings accounts, as well as retirement accounts and overdraft protection.
  • Affiliated Home Loans, Inc.
  • 655 S. 4th East, Suite 101, Preston, ID, 83263
  • At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
  • A & R Financial, Inc.
  • 769 East Rock Creek Dr, Ivins, UT, 84738
  • A&R Financial started in 1997 off a few referrals from relatives & Friends and has perpetually grown from client referrals. After doing business with A&R, people know who their loved ones should turn to for their mortgage needs. We'll become your ally and close friend in the home-buying process.
  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.