FHA VS Conventional loan programs in Ridgecrest, Pinellas County, Florida
During 2025 in Ridgecrest, situated in the county of Pinellas, FL, the defined limit for a conventional loan is $726,200, whereas the limit for an FHA loan on a single-family home is $472,030.
The Lendersa® Conventional loan calculator is your tool for comparing the top current rates for Conventional versus FHA versus USDA loans. Calculate the required income, credit score, financial reserves, and necessary documents to qualify. With our sophisticated mortgage calculator, you're able to compare Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to determine the best program available in FL that suits your individual financial situation.
2025 Loan Limits and Down Payment Requirements for Ridgecrest, Pinellas County, FL
Loan Type
Loan Limit
Down Payment
Conforming Conventional
$726,200
3%
USDA
$0
0%
FHA
$472,030
3.5%
This comparative table is pertinent to the zip codes: 33778, 33774
Comprehensive Loan Options: Conventional and FHA in Ridgecrest, FL
The mission of Lendersa® is to secure for you the most advantageous Conventional, USDA, or FHA loans, efficiently and hassle-free. Choose one of three pathways that align you with appropriate lenders and specialized loan programs.
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