Explore the differences! FHA VS Conventional loan programs in Lutz, Hillsborough County, Florida

In 2024, Convetional loan limit in Lutz, county of Hillsborough, FL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Lutz, county of Hillsborough, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 33548, 33549, 33559, 33647, 33675

Conventional and FHA loan options in Lutz, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CalHomes
  • 510 Lawrence Expressway, Suite 209, Sunnyvale, CA, 94085
  • "CalHomes - Real Estate & Mortgage. CalHomes is located in the center of Silicon Valley. CalHomes caters to New Immigrants, Fresh Graduates and Well Established employees and investors. CalHomes covers all the counties in & around Bay Area - Alameda, Contra Costa, Santa Clara, San Mateo, San Francisco, Marin, Solano, San Joaquin, Merced & Mont
  • Cornerstone Real Estate & Home Loans, Inc.
  • 120 Peabody Road, Vacaville, CA, 95687
  • Cornerstone Real Estate & Home Loans, Inc. are Carmen & Joel, mother-son founders of Cornerstone REHL Inc. We’ve been working in the real estate and home loan industry almost our entire lives. We started working for different companies. but now we are partnered together, working side by side to unite the real estate and home loan process
  • Zeitro LLC
  • 385 Moffet Park, Suite 105, Sunnyvale, CA, 94089
  • "Zeitro is digitizing the mortgage industry with AI technology, connecting borrowers, lenders and other stakeholders within a virtual ecosystem. Our data driven process searches through all available options to find the most competitive rates. Now everyone is just a few clicks away from their perfect match."
  • Pacific Bay Estates
  • 700 Main Street, Suite 211, Suisun City, CA, 94585
  • Pacific Bay Estates offers a variety of real estate services for the communities we serve, including Residential Sales including Short Sales and Foreclosures, as well as Property Management. We have over 15 years experience and a very diverse background in real estate which enables us to identify options and solutions for our clients.
  • Googain
  • 1288 Kifer Road, Suite 208, Sunnyvale, CA, 94086
  • We offer robust mortgage tools available on the Internet - easy, convenient, online shopping for comprehensive loan programs and current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
  • The Mortgage Group of Silicon Valley
  • 690 W. Fremont Ave, Suite 9A, Sunnyvale, CA, 94087
  • The Mortgage Group has developed into a very unique mortgage brokerage over the years. As technology takes shape and has formed the way we all conduct business in 2018, our research shows the market for homeownership, and mortgage understanding is present in the lives of everyday consumers.
  • Prince Realty, Inc.
  • 1018 East El Camino Real, Sunnyvale, CA, 94087
  • PrinceRealtyUSA.com is one stop solution for Real Estate and No Cost, No point, No fee Refinance/purchase loan options in California. Prince Realty covers prime properties, REOs in Silicon Valley/Bay Area (Peninsula, East and South Bay Areas) and also wholesale lender we provide pre-approval and excellent interset rate.
  • Private Money Bancorp Inc.
  • 62 Incline Green Lane, Alamo, CA, 94507
  • Purchasing or refinancing your home can be a confusing process. Our mission is to hire and train the best talent in your local area to provide you with First Class service, advice, and products for today’s competitive real estate market. Our mortgage professionals have an average of 10 years of experience in home lending.
  • American Eagle Mortgage
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • "AEM was disrupting old school lending with technology years before “fintech” was a term. We’re known by the world’s largest investors for our credit discipline. And as a customer, we’re at your service 24/7. All In like family. Driven like Wall Street. Approachable like Main Street. These are the core values AEM lives by."
  • LendUS, LLC
  • 3240 Stone Valley Road West, Alamo, CA, 94507
  • LendUS® was created as a collaboration between RPM Mortgage and American Eagle Mortgage – two well-established mortgage companies with like-minded industry veterans. Together, we have formed one company, with one name, that is solely-focused on providing our clients smart advice and an easy process with super speed.