FHA VS Conventional loan programs in Lutz, Hillsborough County, Florida
In the year 2025, the conventional loan limit for Lutz in Hillsborough county, FL, is $726,200, and for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to assess the best rates between today's Conventional, FHA, and USDA options. Determine necessary income, credit, reserves, and required documents to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the best option for your financial situation in FL.
2025 loan caps and down payment needs in Lutz, Hillsborough county, FL
Type of Loan
Loan Cap
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable to the zip codes: 33548, 33549, 33559, 33647, 33675
Considerations for Conventional and FHA loans in Lutz, FL
The primary objective of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan quickly and efficiently. Choose from three starting options to connect with lenders and loan programs that match your requirements.
FP Mortgage, we offer Full-Doc and Non-QM Residential - Commercial loans. We even accept 1 year Tax Return, Self-Employed & NO W2's! We make sure your Home Buying or Refinance process is a smooth one. We take pride in our Excellent Customer Service and in making sure our promises are kept to our Clients.
New Bridge Equity is a privately held company that provides niche lending solutions to borrowers seeking to access the equity in their real estate holdings.and NBE is a hard money, bridge and gap financier funding 1st and 2nd position loans. We are fully capitalized and our team prides itself on closing loans.
3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
"At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first.
Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2852 East Coast Highway, Corona Del Mar, CA, 92625
CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
Orange County's Credit Union! Originally chartered in 1938, today the Credit Union serves more than 116, 000 Members in Orange, Los Angeles, Riverside, and San Bernardino Counties. The Credit Union reports an asset size exceeding $2 billion and employs more than 300 happy Associates.
1600 South Douglass Road, Suite 110 & 200-A, Anaheim, CA, 92806
Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
Momenta Capital Group Inc. is committed to working closely with our clients on their journey to build and preserve generational wealth by providing unmatched service and timely execution. MCG’s client relationships have been built through trust, loyalty, and dedication to each client’s short and long-term objectives.
3100 E. Miraloma Ave, Suite 220, Anaheim, CA, 92806
Intelty Inc we will find the loan that is perfect for YOU! When it comes to buying a home, one of the most important factors is finding the financing that best fits your specific goals so our mortgage professionals will give you the personal service you deserve. Get started by requesting a free personalized rate quote.
1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
