FHA VS Conventional loan in Madison, Madison County, Florida
In 2025, within Madison located in Madison county, FL, the Conventional loan limit stands at $726,200, while the FHA limit for a single-family home is $472,030.
Maximize the Lendersa® Conventional loan calculator to compare today's top rates among Conventional, FHA, and USDA loans. Identify the required income, credit score, reserves, and documentation needed for qualification. With our advanced mortgage tool, examine Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program suits your financial needs in FL best.
2025 Loan Limits and Down Payment Requirements in Madison, County of Madison, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to these zip codes: 32340, 32341
Options for Conventional and FHA Loans in Madison, FL
The objective of Lendersa® is to obtain for you the best possible Conventional, USDA, or FHA loan quickly and effortlessly. Choose from three initial pathways that align with suitable lenders and loan options.
ACT 1st Federal Credit Union was formerly Allegany County Teachers Federal Credit Union. The Credit Union was formed in 1950 by pooling funds from several teachers in the Allegany County School system. Today, the Credit Union serves individuals who live, work, worship, attend school in and businesses and other legal entities.
First Peoples Community Federal Credit Union is a member-owned cooperative committed to meeting the ongoing financial needs of its members in a safe, prudent personal manner, with the best service possible. As a community credit union, we support the development and expansion of the community.
First Mortgage Services understands that the purchase of a home, for many families, is the most important financial transaction that they will experience. We are committed to providing quality, personalized service and will take the time necessary to explain the mortgage loan that best meets the homeowner’s needs.
For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
1849 C Street NW, Room B038, Washington, DC, 20240
Interior Federal Credit Union has been the financial solution serving employees, volunteers, and the families of the Department of Interior since 1935. We provide financial wellness through our commitment to customer service and a dedication to provide world-class products and services from banking, lending, insurance, and investments.
451 7th Street SW, Suite 3241, Washington, DC, 20410
HUD Federal Credit Union (HUDFCU) is a not-for-profit financial cooperative headquartered in D.C. with current assets of just under $50 million and over 5, 600 members. Having supported the employees and families of those who work for the common purpose of Housing and Urban Development since 1936.
Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
13th & C Streets SW, Room 215A, Washington, DC, 20228
The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit' for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
