FHA VS Conventional loan in Live-Oak, Suwannee County, Florida

In 2026, the limit for Conventional loans in Live-Oak, within Suwannee county, FL, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to compare today's premier rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator lets you see Conforming Conventional loans, USDA, FHA, and VA options side by side to help decide which program in FL fits your financial needs best.

Examine loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Live-Oak, County of Suwannee, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to the following zip codes: 32064

Conventional and FHA Loan Options in Live-Oak, FL

The goal of Lendersa® is to secure the best Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three starting points to match with lenders and suitable loan programs.

View results of USDA loan requests and matches with Lendersa


  • Palmetto First Federal Credit Union
  • 1722 Gregg Avenue, Florence, SC, 29501
  • Palmetto First FCU is the longest standing Florence credit union, established in November 1953. The purpose of the Florence ACL Employees Credit Union was twofold: to create thrift through savings of the employee and to provide credit at a minimum rate of interest for members desiring the same.

  • Carolina Bank
  • 185 West Evans Street, Florence, SC, 29501
  • Carolina Bank’s branch offices are scattered throughout six counties of northeastern South Carolina. They account for over $460 million in assets and offer a wide range of banking services to meet every personal or business need. Its branch managers and staff, many of who are long serving employees, live in the communities they serve.

  • Hollywood Mortgage LLC
  • 5600 Northwest 102 Avenue, Suite I, Sunrise, FL, 33351
  • Hollywood mortgage corporation has been recognized through out Florida as well respected commercial real estate mortgage brokerage and residential mortgage firm with an exceptional record in customer relationship. Hollywood Mortgage Corporation specialize in providing commercial real estate lending that will accommodate all financing needs.

  • Professional Mortgage Group Inc
  • 5369 North Nob Hill Road, Sunrise, FL, 33351
  • Professional Mortgage Group, Inc. is a Florida for profit corporation based in Sunrise. They registered with the Florida Department of State's Division of Corporations on Nov 20, 2008. Whether you prefer to do business online or meet a live person, we will provide you a custom tailored loan to fit your financing needs.

  • International Mortgage & Finance Group Inc
  • 4300 North University Drive, Suite A-107, Lauderhill, FL, 33351
  • For over twenty years, we have provided hope, assurance, and quality service to clients who have been rejected by other brokers, lenders and banks. Our staff is made up of mortgage experts who provide the best service available. Licensed in the state of Florida and based in Lauderhill, International Mortgage & Finance Group serves clients

  • My Land Mortgage LLC
  • 4577 Nob Hill Road, Suite 204, Fort Lauderdale, FL, 33351
  • At My Land Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Ahnee Mortgage Inc
  • 1560 Sawgrass Corporate Parkway, 4th Floor, Sunrise, FL, 33323
  • "From Home Mortgage origination to Home Refinancing, our professional team will identify your specific needs and provide you with the most competitive program with custom terms and conditions.
    Loan Products...
    Easy Application Process.
    Quick Approval Time.
    Customized Options For You.
    Step By Step Assistance From Professional Loan Process

  • GLFinancial Services LLC
  • 1600 Sawgrass Corporate Parkway, Sunrise, FL, 33323
  • At GL Financial We Deliver A Hassle-Free Loan Process! Whether you are shopping for your first home or moving up to a larger, more expensive one, we believe you deserve to enjoy the pleasure of buying your new home. Once you apply, a GL Financial Mortgage Loan Consultant will get back with you quickly to discuss interest rates, closing costs.

  • BANKERS MORTGAGE LENDING INC.
  • 1300 Sawgrass Corp Pkwy, Suite 130, Fort Lauderdale, FL, 33323
  • Bankers Mortgage Lending, we operate with a simple philosophy: identify the best loan for each borrower's unique circumstance and deliver exceptional service throughout the loan process. Our straightforward approach has attracted a loyal following of clients who return time and again for their mortgage lending needs

  • My Florida Mortgages
  • 1560 Sawgrass Corporate Parkway Suite 400, Fort Lauderdale, FL, 33323
  • My Florida Mortgages goal is to help my realtor partners grow their business. Do not loose a potential sale because you think the client does not qualify or because you were told by another lender that the client will not qualify. I have all type of mortgage programs for all your clients.

  • Hamilton Home Loans
  • 1551 Sawgrass Corporate Pkwy, Suite 300, Sunrise, FL, 33323
  • Hamilton Home Loans is a privately held mortgage lending firm recognized for outstanding service. Our vision is to reshape the future of lending by combining trusted guidance, convenient technology and world-class service.We believe that responsive operations and accessible management are the keys to helping our Mortgage Loan Advisors succeed.