FHA VS Conventional loan in Perry, Taylor County, Florida

In 2026, the Conventional loan limit in Perry, county of Taylor, FL, is set at $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator compares Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program best fits your financial needs in FL.

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Loan Limits and Down Payment Requirements for 2026 in Perry, County of Taylor, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 32347

Explore Conventional and FHA Loan Options in Perry, FL

Lendersa® is dedicated to securing the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting points to find matching lenders and loan programs that suit your situation.

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Perry Lenders

  • Madison County Community Bank
  • 301 E. Base St., Madison, FL, 32341
  • Lends in Florida
  • Madison County Community Bank was formed in 1999 by a group of local men and women whose purpose was to bring to our community a bank whose focus was on meeting the banking and financial needs of our local citizens and businesses. Our Board, Management and Staff all live and work in Madison County

  • Lafayette State Bank
  • 340 West Main Street, Mayo, FL, 32066
  • Lends in Florida
  • Lafayette State Bank offers a variety of loans designed for personal and business purposes.
    As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.

  • FLAG Credit Union
  • 3115 Conner Boulevard, Tallahassee, FL, 32311
  • Lends in Florida
  • FLAG Credit Union was originally chartered to serve the employees of the Florida Department of Agriculture and Consumer Services (FDACS). While we have expanded our field of membership and community access, we continue to highlight our proud roots and ongoing dedication to the FDACS

  • Wimberly Funding LLC
  • 101 North Monroe St, Tallahassee Fla 32301, Tallahassee, FL, 32301
  • Lends in Florida
  • Wimberly Funding LLC: Your Trusted Financial Partner

    Providing reliable financial solutions, Wimberly Funding LLC leads the industry with a commitment to excellence. Founded by Jimmy Wimbley, they specialize in personalized financial consulting. Their proven track record ensures tailored strategies that fuel growth. Contact them via consultwimbl

  • FAMU FCU
  • 1610 South Monroe Street, Tallahassee, FL, 32301
  • Lends in Florida
  • FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification

  • Envision Credit Union
  • 600 N Monroe St, Tallahassee, FL, 32301
  • Lends in Florida
  • Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA

  • First Commerce Credit Union
  • 1741 Old St. Augustine Road, Tallahassee, FL, 32301
  • Lends in Florida
  • "First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.

    Initially, it may be difficult to see the difference in the types of services"

  • Tallahassee Lender's Consortium
  • 224 Office Plaza Drive, Tallahassee, FL, 32301
  • Lends in Florida
  • The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.

  • SYNERGY MORTGAGE GROUP, LLC
  • 2567 Capital Medical Blvd,, Tallahassee, FL, 32308
  • Lends in Florida
  • Synergy Mortgage Group is a Florida-based company dedicated to educating first timers about the ins and outs of the home buying experience. Our ultimate goal is to assist consumers with qualifying for a mortgage and negotiating low interest rates to ensure long-term success.Our experienced practitioners have helped open doors for the customers.