FHA VS Conventional loan programs in Melbourne-Beach, Brevard County, Florida

In 2025, the maximum conventional loan allowed in Melbourne-Beach, situated in the county of Brevard, FL, is $647,200. Comparatively, the FHA cap is set at $420,680 for a single-family residence.

The Lendersa® Conventional loan calculator can be used to assess the current Conventional, FHA, and USDA best rates. It also assists in identifying necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage tool compares Conforming Conventional loans alongside USDA, FHA, and VA loans to find the most suitable program in FL according to your financial needs.

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2025 loan limits and down payment requirements in Melbourne-Beach, county of Brevard, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table applies to zip codes: 32951

Borrowing options with Conventional and FHA loans in Melbourne-Beach, FL

The primary aim of Lendersa® is to facilitate the acquisition of the optimal Conventional, USDA, or FHA loan for you swiftly and with minimal difficulty. Choose from three different approaches that align you with matching lenders and loan programs.

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