FHA VS Conventional loan in Melbourne-Beach, Brevard County, Florida

In 2025, Convetional loan limit in Melbourne-Beach, county of Brevard, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Melbourne-Beach, county of Brevard, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 32951

Conventional and FHA loan options in Melbourne-Beach, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Rocky Mountain Law Enforcement Federal Credit
  • 992 Potomac Cir, Aurora, CO, 80011
  • Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
  • The District Credit Union
  • 751 Chambers Rd, Aurora, CO, 80011
  • The District Credit Union is a not-for-profit cooperative, founded in 1961 by eight Aurora Public School teachers. Ever since, our education-minded credit union has fought hard to improve the financial lives of our members with better products and friendlier service. Become a member of the District Credit Union today and start prospering
  • Aurora Lending
  • 14221 E 4th Ave, Suite 111, Aurora, CO, 80011
  • We are a family-owned lending company based in Aurora. We specialize in traditional and reverse mortgages. We also provide Construction, FHA and VA loans. Great history providing quality services to their clients.You can choose Aurora Lending we have been in this line of work for many years.
  • Empire Lending 1
  • 14201 East 4th Avenue, Suite 120, Aurora, CO, 80011
  • Empire Lending 1 is specialized in providing new home buyers and existing homeowners with a wide variety of home purchase and mortgage refinance loan products. Empire Lending 1 works with a wide network of wholesale mortgage lenders to provide our clients with more home mortgage options than most banks
  • 303homefinancing LLC
  • 14201 e 4th Ave, Aurora, CO, 80011
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Space Age Federal Credit Union
  • 3005 South Parker Road, Suite C - 300, Aurora, CO, 80014
  • Space Age Federal Credit Union is a full-service financial institution that has been serving our membership since 1952. At Space Age, we make taking care of your finances as quick, easy, and convenient as possible. We offer a variety of ways to access your account, and a choice of locations.
  • Kalika Mortgage
  • 10651 E. Bethany Drive, Suite 102, Aurora, CO, 80014
  • Gary Kalika the owner Kalika Mortgage, your personal mortgage service professional located in Aurora, Colorado. I want to make this an easy and seamless process - so that means cutting out the fat and getting down to business. I provide personalized services on these mortgages: Conventional, FHA, VA, Hard Money Loans, Commercial Loans, etc.
  • A Plus Mortgage Co
  • 3190 S. Vaughn Way, Suite 550, Aurora, CO, 80014
  • We offer a range of home mortgage loan products, all designed individually to match the borrower’s profile and mortgage loan needs. Whether you’re looking for a home purchase loan or a rate/term refinance loan, we have you covered. Our Loan Officer’s are available and ready to show you why we are known for A+ Customer Service in all your home finan
  • 5280 Mortgage Corporation
  • 10800 E Bethany Dr, Suite 100, Aurora, CO, 80014
  • 5280 is founded on the principle of "Do what is right for the customer." The 5280 team will guide and direct in the most ethical loan process possible. We want life long customers not just one time. We look at our clients as family and take care of them. and also We've been helping customers afford the home of their dreams.