FHA VS Conventional loan programs in Palm-Bay, Brevard County, Florida
In 2025, the maximum Conventional loan limit in Palm-Bay, located in the county of Brevard, FL, is $647,200. In comparison, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator makes it easy to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the right program for your financial circumstances in FL.
2025 Loan Limits and Downpayment Requirements for Palm-Bay, Brevard, FL
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
Note: This table applies to the zip codes: 32909, 32905, 32907, 32976, 32948, 32908, 32902, 32906, 32910, 32911
Exploring Conventional and FHA Loan Options in Palm-Bay, FL
Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loans quickly and without complications. Choose one of three options, each designed to match you with suitable lenders and loan offerings.
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Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.
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First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022.
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WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
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