In 2026, the maximum Conventional loan limit in Palm-Bay, located in the county of Brevard, FL, is $647,200. In comparison, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator makes it easy to view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in selecting the right program for your financial circumstances in FL.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Note: This table applies to the zip codes: 32909
Lendersa® is dedicated to helping you secure the best Conventional, USDA, or FHA loans quickly and without complications. Choose one of three options, each designed to match you with suitable lenders and loan offerings.
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