FHA VS Conventional loan in Merritt-Island, Brevard County, Florida

During 2025, the loan limits for Conventional loans in Merritt-Island, found in Brevard county, FL, are capped at $647,200, whereas the FHA limit for a single-family home is $420,680.

With Lendersa® Conventional loan calculator, you can compare today's lucrative rates between Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans side-by-side with USDA, FHA, and VA, making it easier to choose the right program in FL for your financial scenario.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Merritt-Island, Brevard, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The zip codes included in this comparison are: 32952, 32953, 32954

Available Conventional and FHA Loan Options in Merritt-Island, FL

Lendersa® aims to efficiently secure you the most appropriate Conventional, USDA, or FHA loan without hassle. Select one of the three beginning paths that could match you with suitable lenders and loan offerings.

Results from Lendersa's USDA loan requests and matching


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