Explore the differences! FHA VS Conventional loan programs in Merritt-Island, Brevard County, Florida

In 2025, Convetional loan limit in Merritt-Island, county of Brevard, FL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Merritt-Island, county of Brevard, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 32952, 32953, 32954

Conventional and FHA loan options in Merritt-Island, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Eddie Mac Mortgage
  • 41908 Vardon Drive, Temecula, CA, 92591
  • "Our mission is to serve our customers with honesty, integrity and professionalism, while providing guidence for financing of their home loans. Our goals are to not only provide the best customer service, but provide a variety of home loan options at the lowest interest rates and costs possible."
  • A R Home Loans Direct, Inc.
  • 39785 Golden Rod Road, Temecula, CA, 92591
  • A R Home Loans Direct, Inc. is a Mortgage Broker company servicing customers throughout California. We work with customers of any and all credit histories, and strive to assist our customers in reaching their financial goals With over 20 years experience in the Real Estate lending business.
  • American Mortgage and Loan
  • 10461 Guincho Place, San Diego, CA, 92124
  • American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
  • Reality Home Solutions
  • 12677 Lemon Tree Road, Moreno Valley, CA, 92555
  • Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
  • Paradise Valley Federal Credit Union
  • 2700 E 4th Street, National City, CA, 91950
  • Paradise Valley Federal Credit Union serves the Seventh Day Adventist church membership and affiliated companies in the San Diego area. With over 80 million dollars in assets, Paradise Valley Federal Credit Union is a not-for-profit financial institution that is owned and operated by members.
  • GHI Mortgage
  • 2434 Southport Way, Suite D, National City, CA, 91950
  • GHI Mortgage was founded in 2003, which was an expansive time in lending. While other companies were riding the housing bubble and engaging in risky lending practices, the team at GHI Mortgage took the responsible route by working with our customers to ensure they received a safe lending product that worked best for them, both now.
  • California Housing Administration
  • 1625 Sweetwater Road, Suite D, National City, CA, 91950
  • California Housing Administration, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
  • Springboard Home Loans
  • 2140 Hoover Avenue, Suite 115, National City, CA, 91950
  • Springboard Home Loans was started in 1982 out of a garage in the City Heights neighborhood of San Diego. Originally named San Diego Neighborhood Housing Services, we began by providing rehab loans to homeowners to revitalize the neighborhood. From there, our not-for-profit mortgage lending activities grew both in the products offered.
  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se