Explore the differences! FHA VS Conventional loan programs in Merritt-Island, Brevard County, Florida

During 2025, the loan limits for Conventional loans in Merritt-Island, found in Brevard county, FL, are capped at $647,200, whereas the FHA limit for a single-family home is $420,680.

With Lendersa® Conventional loan calculator, you can compare today's lucrative rates between Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator showcases Conforming Conventional loans side-by-side with USDA, FHA, and VA, making it easier to choose the right program in FL for your financial scenario.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Merritt-Island, Brevard, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The zip codes included in this comparison are: 32952, 32953, 32954

Available Conventional and FHA Loan Options in Merritt-Island, FL

Lendersa® aims to efficiently secure you the most appropriate Conventional, USDA, or FHA loan without hassle. Select one of the three beginning paths that could match you with suitable lenders and loan offerings.

Results from Lendersa's USDA loan requests and matching


  • Swift Mortgages
  • 7324 Southwest Fwy, Suite 660, Houston, TX, 77074
  • At Swift Mortgages, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Alternative Mortgage Solutions Inc
  • 10000 Watson rd, Suite 2-L-13, Saint Louis, MO, 63126
  • We are a Missouri licensed mortgage broker located in St. Louis. We provide mortgages for Purchase and refinancing. FHA and VA loans are available and also We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms.
  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
  • S&T BANK
  • 456 Main St, Brockway, PA, 15824
  • S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York. Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.
  • GCS Credit Union
  • 3970 Maryville Road, Granite City, IL, 62040
  • Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,
  • Qualify 4 mortgage
  • 2245 Pontoon Rd, Granite City, IL, 62040
  • Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.
  • Pinnacle Real Estate Advisor Home Loans
  • 2020 Marconi Avenue St, Saint Louis, MO, 63110
  • Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process
  • First Community Bank of Moultrie County
  • 1 South Main Street, Sullivan, IL, 61951
  • The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois. Mobile and traditional directions to this location can be found below along with ratings
  • Lindell Bank
  • 6900 Clayton Avenue, Saint Louis, MO, 63139
  • LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.