Explore the differences! FHA VS Conventional loan programs in Viera-East, Brevard County, Florida

As of 2025, the Conventional loan ceiling in Viera-East, located in Brevard county, FL, is set at $647,200. In contrast, for an FHA loan for single-family homes, the cap is $420,680.

With the Lendersa® Conventional loan calculator, you can evaluate today's Conventional, FHA, and USDA rates. Calculate the required income, credit score, reserves, and documentation for qualification. This sophisticated mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, assisting you in choosing the most suitable program in FL for your personal finances.

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Loan limits and down payment necessities for 2025 in Viera-East, Brevard county, FL

Type of Loan Maximum Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparative analysis applies to zip codes: 32955, 32940, 32923, 32924

Exploring Conventional and FHA Loans in Viera-East, FL

The mission of Lendersa® is to swiftly and seamlessly connect you with the optimal Conventional, USDA, or FHA loan options. Choose one of three pathways to match with suitable lenders and loan programs directly.

Results of USDA loan requests and matches by Lendersa


  • O&R Utilities Employees Federal Credit Union
  • 14 Talmadge Court, Monroe, NY, 10950
  • On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
  • Astar Home Capital Inc
  • 48 Bakertown Road, Suite 204, Monroe, NY, 10950
  • Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
  • Capital M Inc.
  • 48 Bakertown Rd, Suite 303, Monroe, NY, 10950
  • Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
  • THE MINT CAPITAL INC
  • 24 Gilbert St Extension, Monroe, NY, 10950
  • At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
  • Bank Michigan
  • 417 S. Main St., Brooklyn, MI, 49230
  • Bank Michigan originated in 1907 in Onsted, MI. We have since evolved from a one town, one location Bank to three locations, with our Founding Lenawee County office in Onsted, one location in Brooklyn, one in Ann Arbor, servicing customers primarily in these market areas. We are a Community Bank with a team who take the word very serious.
  • Cornerstone Community CU
  • 242 Hope St, Stamford, CT, 06906
  • CSCCU has been helping members meet their financial needs. CSCCU offers a large variety of Share/Savings Accounts and Loan Products. Our convenient services, such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line, Loan By Phone and Personal Computer Banking make it easy to use.
  • State Bank of Herscher
  • 10 Tobey Drive, Herscher, IL, 60941
  • The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
  • Nationwide Capital LLC
  • 1010 Summer St, Suite 202, Stamford, CT, 06905
  • At Nationwide Capital we are ready to fund your property’s needs and offer quick closings to achieve your financial goals. We offer a variety of commercial real estate financing options with competitive rates and flexible repayment terms to meet your needs. Our loan professionals will work closely with you to develop a plan.
  • USA Capital Inc
  • 1010 Summer St, Suite 202, Stamford, CT, 06905
  • USA CAPITAL, INC provides integrated debt and equity capital to the multifamily, retail, office, industrial, student and seniors housing, and health care industries. USA CAPITAL, INC is recognized for its industry expertise, innovative and comprehensive debt structures, and consistently high volumes of deals closed.
  • MA Mortgage LLC
  • 1234 Summer Street, Suite 400, Stamford, CT, 06905
  • "Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut. We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."