FHA VS Conventional loan programs in 2025 for Viera-West, Brevard County, Florida

For 2025, the limit on Conventional loans in Viera-West, located in the county of Brevard, FL, stands at $647,200. Conversely, for FHA, the limit for a single-family home is $420,680.

The Lendersa® Conventional loan calculator is here to help you analyze the best current rates for Conventional, FHA, and USDA loans, identifying the necessary income, credit status, reserves, and paperwork required for qualification. Our advanced tool provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, making it easier to choose which program suits your financial position in FL best.

Review loan offers from a variety of 100 lenders

2025 Loan Limits and Down Payment Requirements in Viera-West, Brevard, FL

Loan Type Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison is valid for zip codes: 32955, 32940

Explore Conventional and FHA Loan Options in Viera-West, FL

The purpose of Lendersa® is to ensure you acquire the optimal Conventional, USDA, or FHA loan quickly and easily. Start by selecting one of three options that guide you to appropriate lenders and potential loan programs.

Results for USDA loan requests and matches at Lendersa


  • X5 Home Loans LLC
  • 300 Constitution Avenue, Suite 202, Portsmouth, NH, 03801
  • "5 things you can expect from X5 Home Loans 1. Communication. Always know exactly where things stand. 2. Availability. Here for you whenever you need us. 3. Speed. Fast closings and quick answers to your questions. 4. Simplicity. A clear process that’s easy to understand. 5. Guidance. Personalized advice to navigate your options."
  • Service Federal Credit Union
  • 3003 Lafayette Road, Portsmouth, NH, 03801
  • Service Credit Union is a not-for-profit, member-owned financial cooperative with 50 branch locations in New Hampshire, Massachusetts, North Dakota and Germany. Our mission is to do what is right for our members to improve financial well-being, support the communities we serve and create value and enduring relationships.
  • Cousins Home Lending, Inc
  • 1 New Hampshire Avenue, Suite 125, Portsmouth, NH, 03801
  • Cousins Home Lending, Inc. was established by Anna-Lisa Cousins in December 2002, who has has been in the mortgage banking industry for over 25 years. Anna-Lisa received a B.S. in Financial Management from Franklin Pierce College. Anna-Lisa finds her home in the small town of Greenland, NH with her husband and two sons.
  • White River Credit Union
  • 96 North Main Street, Rochester, VT, 05767
  • The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
  • Franklin Savings Bank
  • 387 Central Street, Franklin, NH, 03235
  • Franklin Savings Bank is committed to fulfilling the financial services needs of the families and businesses in New Hampshire. We consistently deliver superior quality service that exceeds the expectations of our customers. As an community savings bank, we acknowledge the importance of improving our customers'​ financial position.
  • Quantum Credit Union
  • 6300 W 21st North, Wichita, KS, 67205
  • At Quantum Credit Union, earnings are returned back to our owners in the form of lower rates, higher interest on deposits, and lower fees. Everyone is an equal owner, with one vote, and can help shape decisions on leadership, new products and more. We are a not-for-profit credit cooperative, offering a full line of banking services.
  • First Equity Mortgage Services
  • 10011 W. 21st St. N, Suite 101, Wichita, KS, 67205
  • "With a wide variety of different loan programs, First Equity Mortgage Services, Inc is sure to have one to help you achieve the American dream of owning a home. We are locally owned and operated and conveniently located in Wichita, Ks. First Equity Mortgage is active in the local community: Catholic Charities, Red Cross, Habitat for Humanity.
  • First Financial Bankshares
  • 400 Pine Street, Abilene, TX, 79601
  • Since 1890, First Financial has been serving the financial needs of customers just like you. Not just through good times, but during difficult years too. We survived the Great Depression, the collapse of the Texas economy in the 1980s, and the Great Recession. Throughout it all, we remain a place of stability and trust for our customers.