FHA VS Conventional loan programs in 2025 for Miami-Gardens, Miami-Dade County, Florida
For 2025, the conventional loan cap in Miami-Gardens, located in Miami-Dade county, FL, is $647,200. Meanwhile, the FHA ceiling for a single-family home is $460,000.
Utilizing Lendersa® Conventional loan calculator allows comparison of today's best rates between Conventional, FHA, and USDA loans. It aids in determining the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator facilitates side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans to help decide which program in FL is most suitable for your financial context.
Loan Limits and Downpayment Criteria for 2025 in Miami-Gardens, Miami-Dade, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table applies to zip codes: 33014, 33169, 33055, 33056, 33054, 33269
Exploring Conventional and FHA Loan Options in Miami-Gardens, FL
The goal of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan without hassle. Start by selecting one of three initial options to align with matching lenders and loan programs.
The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
1134 N 9th Street, Suite 200, Milwaukee, WI, 53233
Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.
Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market.
We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.
Parks Heritage Federal Credit Union is proud to be a part of the rich history of the Glens Falls region. We celebrate our heritage every day in the form of our name.
Originally founded in 1965, Parks Heritage Federal Credit Union is the chosen financial institution for medical service related professionals that care for our communities.
Cooper’s Cave Federal Credit Union, created by Finch Pruyn employees and chartered in 1958, remains a not-for-profit institution owned by you, our member. Cooper’s Cave FCU presently serves some 2, 450 members, with approximately $20 million in assets.
Membership in this credit union is open to residents of Warren County,
"As a full-service commercial bank, we offer a broad range of financial services, including:
Online and mobile banking
Consumer and commercial loans
Trust and retirement services
Money market and deposit accounts
Wealth management
Insurance services
Since 1851, we have been serving this region and helping our neighbors achieve their f
Empower Credit Union is here to provide financial services and products that educate, prepare, and empower our members and the community we serve. Our financial institution was originally incorporated as the “Employees Mutual Savings Building and Loan Association” (EMSBLA) on April 12, 1914.
We are a mortgage broker servicing the entire state of Washington. We manage the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. Our designated broker has nearly 20 years of residential lending experience and we will work hard to find the best fit for your scenario.
