FHA VS Conventional loan programs in Miami-Gardens, Miami-Dade County, Florida
For 2025, the conventional loan cap in Miami-Gardens, located in Miami-Dade county, FL, is $647,200. Meanwhile, the FHA ceiling for a single-family home is $460,000.
Utilizing Lendersa® Conventional loan calculator allows comparison of today's best rates between Conventional, FHA, and USDA loans. It aids in determining the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator facilitates side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans to help decide which program in FL is most suitable for your financial context.
Loan Limits and Downpayment Criteria for 2025 in Miami-Gardens, Miami-Dade, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table applies to zip codes: 33014, 33169, 33055, 33056, 33054, 33269
Exploring Conventional and FHA Loan Options in Miami-Gardens, FL
The goal of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan without hassle. Start by selecting one of three initial options to align with matching lenders and loan programs.
Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.
We provide real estate investors with straightforward lending solutions and expert guidance, paving the way for profitable commercial and residential deals. FixedLending isn’t just a middleman looking to earn a quick commission by sending your loan needs to a large lender. Instead, we use our own funds and secure private money to make smart and fas
Clarksville Mortgage Corporation, where we specialize in residential mortgages. At Clarksville Mortgage Corporation, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!
8221 Richie Highway, Suite 203, Pasadena, MD, 21122
Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
First Equity Mortgage has closed more than $5 billion in mortgage loans for thousands of Drees customers. With almost 40 years of new construction lending experience, we truly understand the excitement, anticipation and stress that can be associated with building a home. This knowledge helps us provide you with the friendly customer experience
Welcome to the official site of Maryland Mortgage Lenders. We are home loan experts dedicated to making sure your Maryland home purchase or mortgage refinance experience is top-notch. We work for a full-service mortgage company in Columbia, Maryland. We specialize in home purchase loans and refinancing mortgages in Columbia. We also serve the surro
