FHA VS Conventional loan in Miami-Gardens, Miami-Dade County, Florida
For 2025, the conventional loan cap in Miami-Gardens, located in Miami-Dade county, FL, is $647,200. Meanwhile, the FHA ceiling for a single-family home is $460,000.
Utilizing Lendersa® Conventional loan calculator allows comparison of today's best rates between Conventional, FHA, and USDA loans. It aids in determining the required income, credit, reserves, and paperwork for qualification. Our advanced mortgage calculator facilitates side-by-side evaluation of Conforming Conventional, USDA, FHA, and VA loans to help decide which program in FL is most suitable for your financial context.
Loan Limits and Downpayment Criteria for 2025 in Miami-Gardens, Miami-Dade, FL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$460,000
3.5%
This table applies to zip codes: 33014, 33169, 33055, 33056, 33054, 33269
Exploring Conventional and FHA Loan Options in Miami-Gardens, FL
The goal of Lendersa® is to efficiently secure the optimal Conventional, USDA, or FHA loan without hassle. Start by selecting one of three initial options to align with matching lenders and loan programs.
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
555 Corporate Dr, Suite 215, Ladera Ranch, CA, 92694
At Ladera Lending, Inc., we open doors to a wealth of personalized services to all varieties of clientele. From real estate professionals, to builders to individual home buyers, we will tailor a program for your needs. Our knowledgeable team works to provide you with financial loan options that fit your lifestyle
999 Corporate Dr, Suite 180, Ladera Ranch, CA, 92694
Truss Financial Group has persevered through one of the most detrimental market collapses ever and we've done so by forming Strategic Referral Partnerships with Realtors, CPAs, and Financial Planners. Their clients become our clients and in every instance we do our absolute best to earn their trust.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
Loangevity Mortgage is here for the long run all types of loans, for all people, for all situations. We are your lender for life. Life is about longevity. Loans are about Loangevity. Our mission is to help you with your first loan, your last loan, and all loans in between we offer Conventional, Jumbo, FHA, VA, and Foreign National Loans and more.
Al's Shop Our base core has always been service. We dont measure our success by the number of closed loans; we measure success by the experience you receive when you apply for a mortgage with us. There are a lot of mortgage companies and we know you have a lot of choices. We look forward to the chance to earn your business.
111 Corporate Drive, Suite 235, Ladera Ranch, CA, 92694
United Pacific Mortgage offers competitively priced residential mortgage solutions to customers throughout the United States. Our goal is to deliver complete customer satisfaction by offering a professional, fast, and reliable service. We take a great interest in helping each client reach their financial goals.
999 Corporate Drive, Suite 100, Ladera Ranch, CA, 92694
The Mortgage Advisory is a Direct Lender. We pride ourselves on high integrity service, trust and fast solutions. With our customized mortgage products, we allow you to make informed decisions for a more satisfying experience and also specializes in standardized home loans, VA loans, FHA loans, low-credit score approval loans, refinancing and more
Dave Financial is a team of dedicated professionals who care deeply about our clients. Together, we have over 100 years of combined experience in mortgage lending. There are six (6) licensed LO’s on the team and one (1) bilingual processor. Each member of the team is committed to providing an honest, well-communicated.
