FHA VS Conventional loan programs in 2025 for Palm-Springs-North, Miami-Dade County, Florida

2025 sees the Conventional loan limit set at $647,200 in Palm-Springs-North, in Miami-Dade county, FL, while the FHA cap for a single-family home is $460,000.

Make use of the Lendersa® Conventional loan calculator to assess today's most competitive rates across Conventional, FHA, and USDA options. Determine necessary income, credit, reserves, and documentation to qualify. This advanced mortgage calculator helps you analyze Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the most appropriate program for your financial situation in FL.

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2025 Loan Limits and Downpayment Requirements in Palm-Springs-North, Miami-Dade County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

This table comparison is valid for ZIP codes: 33015

Explore Conventional and FHA Loan Options in Palm-Springs-North, FL

Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loans with ease. Select from one of three starting points to connect with compatible lenders and loan programs.

Results of Lendersa's USDA loan requests


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