FHA VS Conventional loan programs in 2025 for Miami-Lakes, Miami-Dade County, Florida

In 2025, Convetional loan limit in Miami-Lakes, county of Miami-Dade, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Miami-Lakes, county of Miami-Dade, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33014, 33016, 33018, 33002

Conventional and FHA loan options in Miami-Lakes, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Full Force Funding LLC
  • 4759 Sweeney Circle, Rocklin, CA, 95677
  • Full Force Funding is a direct lender for real estate investors renovating properties throughout American neighborhoods. With our strong Fix & Flip Financing program and established relationships with national investors and institutional partners, we aim to provide value to your business and grow your bottom line.
  • Revive Mortgage, Inc.
  • 4230 Rocklin Road, Suite 200, Rocklin, CA, 95677
  • Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.
  • TSG Lending Inc
  • 4465 Granite Drive, Suite 1019, Rocklin, CA, 95677
  • TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
  • Continental Mortgage Operations
  • 5875 Pacific Street, Suite E5, Rocklin, CA, 95677
  • Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.
  • MAE Capital Real Estate and Loan
  • 4940 Pacific Street, Rocklin, CA, 95677
  • Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
  • Peoples Mortgage LLC
  • 9533 Misty River Way, Elk Grove, CA, 95624
  • The Peoples Mortgage Team is your premier mortgage lender located in Elk Grove, California. Peoples Mortgage Home Loans offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of California.
  • Land Home Financial
  • 9381 E Stockton Blvd, Suite 208, Elk Grove, CA, 95624
  • "Land Home Financial Services is a Mortgage Banker/Direct Lender. We provide professional consultation and free mortgage loan analysis with a guarantee to offer you our best rates and programs available. Land Home always conducts business in a highly ethical manner while focusing on doing what is best for the customer."
  • Amanda Rawls
  • 8788 Elk Grove Blvd, Suite 1, Elk Grove, CA, 95624
  • Amanda Rawls is a mortgage veteran of 25 years who is also a dedicated wife and mother of 5 wonderful angels. Amanda Rawls is passionate and values taking the time to explain the process of home ownership, refinancing and critical loan details. Amanda Rawls enjoys walking her clients through the entire process in simple terms.
  • Ascent Home Loans
  • 8788 Elk Grove Boulevard, Suite O, Elk Grove, CA, 95624
  • Ascent Home Loans, your go to real estate & Mortgage solution. The owner, Mohammad Ashraf is a a licensed real estate broker and loan originator. During his career, he has accumulated more than 20 years worth of experience. Thanks to that, we can proudly say to be one of the few real estate brokers that have been active through the recent recession
  • Hill Real Estate and Loans
  • 9643 Kunzite Court, Elk Grove, CA, 95624
  • Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.