FHA VS Conventional loan in Naples-Park, Collier County, Florida

In the year 2025, the limit for Conventional loans in Naples-Park, located in Collier county of FL, is $647,200. Meanwhile, the FHA loan limit stands at $552,000 for a single-family home.

Lendersa® offers you a tool to contrast today's best rate options among Conventional, FHA, and USDA loans. Our comprehensive calculator helps you evaluate the income, credit score, reserves, and required documents to qualify. You can view Conforming Conventional, USDA, FHA, and VA loans side by side to determine which program in FL serves your financial needs best.

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2025 Loan Restrictions and Down Payment Conditions in Naples-Park, within Collier county, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $552,000 3.5%

The details in this table are applicable to the following ZIP codes: 34108

Exploring Conventional and FHA Loan Opportunities in Naples-Park, FL

The objective of Lendersa® is to secure the best available Conventional, USDA, or FHA loan expediently and with minimal effort. You can begin with one of three pathways to match with suitable lenders and loan options.

Lendersa USDA loan requests and matched results


  • Ian Buchanan - The Home Loan Expert
  • 201 Columbine Street, Suite 300, Denver, CO, 80206
  • Having the entire mortgage loan process contained under one roof allows us to quickly & efficiently close your loan- in as little as 14-days. Using the newest mortgage & home loan products and underwriting our own files allows us to approve loans & get mortgage rates that other lenders can’t. The Home Loan Expert works hard to make it easy on you!
  • Denver Lending
  • 100 Garfield St, Suite 320, Denver, CO, 80206
  • Denver Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity We get calls every day asking what our rate is, but a competitive rate is only part of what a home buyer should be concerned with. The overall financial health, which includes an educated and holistic approach.
  • Columbine Mortgage LLC
  • 44 Cook Street, Suite 700, Denver, CO, 80206
  • Our mission at Columbine Mortgage is to help guide our clients and business partners through the mortgage lending process — consistently providing insightful advice and maintaining the highest standards of professional service to build enduring relationships and Our approach to the mortgage business is informed by years of experience.
  • A E Rivera Mortgage
  • 201 Steele Street, Suite 200, Denver, CO, 80206
  • A E RIVERA MORTGAGE, LLC is a localy owned and operated mortgage lender servicing the Rocky Mountain region since 1998. Anthony E. Rivera, President, began his career in 1982. During his career, Mr. Rivera has served in every capacity of the mortgage loan process. This experience and knowledge drives an extremely efficient
  • PB Funding Inc
  • 44 Cook Street, Suite 100, Denver, CO, 80206
  • The PB Funding Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Premier Family Mortgage LLC
  • 3545 South Platte River Drive, Suite A, Englewood, CO, 80110
  • Premier Family Mortgage buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Give Financing LLC
  • 3435 S Inca St, Suite C, Englewood, CO, 80110
  • selecting a mortgage company there are two options; a bank/retail lender or a broker. Big national retail lenders typically have really good marketing and fancy office buildings but someone has to pay for all that, that someone is you via higher rates and costs. Most of these companies are good companies but simply have higher overhead resulting.
  • Home Mortgage Lending
  • 4985 S. Lipan Drive, Englewood, CO, 80110
  • Home Mortgage Lending Owner Rick Gillit has 20 Years experience in the Colorado Real Estate & Home Mortgage/Lending industry. Many like you have trusted him to walk them successfully through the Home Loan process to their "Closing". You will find that Rick Gillit is very thorough and will help you understand .