FHA VS Conventional loan programs in 2025 for Vineyards, Collier County, Florida

In 2025, the loan limit for Conventional mortgages in Vineyards, within Collier county of FL, is $726,200. Meanwhile, the FHA limit for a single-family residence stands at $672,750.

Utilize the Lendersa® Conventional loan calculator to compare today’s top rates for Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and necessary documents needed to qualify. With our advanced mortgage tool, you can easily evaluate Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in selecting the best program in FL for your financial needs.

Explore offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Vineyards, Collier, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $441,600 0%
FHA $672,750 3.5%

This table applies to the following zip codes: 34119

Review Conventional and FHA Loan Options in Vineyards, FL

The mission of Lendersa® is to promptly secure the best available Conventional, USDA, or FHA loan with ease. Begin by choosing one of three starting points that link you with appropriate lenders and loan programs.

Explore Lendersa USDA loan request and matching results


  • Vellum Mortgage
  • 12700 Fair Lakes Circle, Suite 400, Fairfax, VA, 22033
  • Vellum Mortgage was created to elevate the entire mortgage experience, not only for our clients but for our employees and business partners. Therefore, our mission is to provide unparalleled transparency in the loan process, along with a lasting commitment to quality and integrity as indicated by the principles of the name we’re founded on.
  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732
  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services
  • Sibcy Cline Mortgage Services
  • 8044 Montgomery Road, Suite 300, Cincinnati, OH, 45236
  • Sibcy Cline has been family-owned and operated since its founding in 1930. The current president, Robin (Sibcy) Sheakley, is the fourth generation of the Sibcy family to run the brokerage, which now has multiple offices serving over 1200 independent agents throughout Cincinnati, Northern Kentucky, Dayton, and Southeast Indiana.
  • Cornovus Capital
  • 8044 Montgomery Road, Suite 700, Cincinnati, OH, 45236
  • CORNOVUS CAPITAL streamlines the process of finding comprehensive financing solutions for commercial real estate and business owners nationwide. Supported by extensive knowledge and industry experience of its leadership, Cornovus Capital supports all financing needs of its clients from Acquisition, Refinance, and Reposition.
  • Quality First Mortgage
  • 2724 Dorr Avenue Suite 215, Fairfax, VA, 22031
  • Quality First Mortgage strives for 100% total client satisfaction.We offer the best current mortgage rates & home financing programs in our industry.Our staff has over 40 years of loan origination experience in both commercial and residential mortgages.Our business model provides our customers the lowest mortgage rates & fees in the areas we serve.
  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.
  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point. In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta
  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,