FHA VS Conventional loan programs in Naples, Collier County, Florida

In 2026, the Conventional loan limit within Naples in the county of Collier, FL is $726,200, and for a single-family home, the FHA limit is $672,750.

Utilize Lendersa® Conventional loan calculator to review today's best rates across Conventional, FHA, and USDA. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your specific financial needs in FL.

Compare loan offers from 100 lenders

2026 loan limits and down payment requirements in Naples, county of Collier, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $441,600 0%
FHA $672,750 3.5%

This comparison table applies to the following zip codes: 34103

Exploring Conventional and FHA loan choices in Naples, FL

The objective of Lendersa® is to swiftly provide you with the most suitable Conventional, USDA, or FHA loan without complications. Choose from three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


Naples Lenders

  • Naples Mortgage Company LLC
  • 4851 Tamiami Trail North, Suite 200, Naples, FL, 34103
  • Lends in Florida
  • (239) 237-0789 Naples Mortgage Company is a small, local company focused on providing customers in Southwest FL with the ultimate in service as well as outstanding rates. At Naples Mortgage Company, the customer always comes first. Our goal is not only to provide our customers with the ultimate in customer service, but outstanding pricing as well.

  • Gulf Coast Mortgage of Naples
  • 2335 Tamiami Trl N, Naples, FL, 34103
  • Lends in Florida
  • At Gulf Coast Mortgage of Naples, Inc. our customers & partners are the most important part of our business. What this means to you is that you have found a mortgage company who truly cares about you & what you really want. It is our mission to make you happy from start to finish.

  • First Florida Home Mortgage
  • 2500 Tamiami Trail N Suite 212, Naples, FL, 34103
  • Lends in Florida
  • "The First Florida Home Mortgage, Inc Team is your premier mortgage team located in Naples, Florida. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the state of Florida.

  • My Private Mortgage Broker LLC
  • 13738 Callisto Avenue, Naples, FL, 34109
  • Lends in Florida
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Landing Mortgage Inc
  • 2146 Stacil Circle, Naples, FL, 34109
  • Lends in Florida
  • Landing Mortgage was established in 2006 at the Naples Airport by a pilot who loved flying and working in the mortgage industry. In 2008, the company was purchased by Melinda Sweet, an expert in banking, finance, real estate and mortgage. Her father Walter was also a pilot, and they spent much of their time together in the sky.

  • NexGen Capital Corp
  • 3960 Radio Rd, Suite 105, Naples, FL, 34104
  • Lends in Florida
  • We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.

  • Best Interest Mortgage Inc
  • 5633 Strand Blvd, Suite 302, Naples, FL, 34110
  • Lends in Florida
  • "Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
    You will find that the skill, professionalism, & consideration we give to each of our clients."

  • REI Capital & Development
  • 5660 Strand Court, Naples, FL, 34110
  • Lends in Florida
  • "We are actively taking in and closing Investment loans during the Corona Virus Crises in spite of many Lenders stepping back and withdrawing funding till the market corrects.
    REI is working closely with Investors who have in house funds and have not been affected by the shutdown."

  • American Mortgage Corporation Inc
  • 5576 Hammock Isles Drive, Naples, FL, 34119
  • Lends in Florida
  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.