As of 2025, the limit for securing a Conventional loan in Orange-City, located within Volusia county in FL, is $647,200. Meanwhile, the FHA loan threshold for a single-family residence is set at $420,680. These limits define the maximum borrowable amount under these loan types, contingent on the property's location.
Leverage the Lendersa® Conventional loan calculator to explore and measure the most favorable rates for Conventional, FHA, and USDA loans available today. This tool assists in determining the appropriate income requirements, necessary credit assessments, reserve amounts, and documentation needed to qualify. Our sophisticated mortgage calculator provides an insightful side-by-side comparison of Conforming Conventional loans along with USDA, FHA, and VA options, ensuring you choose the program in FL that best fits your unique financial scenario.
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| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $647,200 | 3% | |
| USDA | $285,000 | 0% | |
| FHA | $420,680 | 3.5% |
Special Note: This table pertains to the following zip codes: 32763, 32774
Lendersa® aims to efficiently help you secure the ideal Conventional, USDA, or FHA loan, ensuring a smooth process without unnecessary complications. Choose from one of the three starting paths offered, which connect you with suitable lenders and programs tailored to your requirements.
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