FHA VS Conventional loan in DeBary, Volusia County, Florida

In the year 2025, the conventional loan limit in DeBary, within the county of Volusia, FL, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

View current Conventional loan rates with Lendersa
loan-calculator-comparison

Take advantage of the Lendersa® Conventional loan calculator to weigh today's rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA side by side, allowing you to identify the best loan program for your financial situation in FL.

Compare loan offers from 100 lenders

Loan limits and down payment requirements for 2025 in DeBary, Volusia County, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 32713, 32753

Loan options for Conventional and FHA in DeBary, FL

The mission of Lendersa® is to efficiently connect you with the ideal Conventional, USDA, or FHA loan. You can choose from three pathways to find matching lenders and loan programs.

  1. Submit a comprehensive loan request for optimal Conventional/USDA/FHA loan results
  2. Discover Conventional, USDA, and FHA rates and terms initially
  3. Access the largest directory of Conventional lenders
USDA loan request and results from Lendersa



  • VISIONBank
  • 3000 25th Street, Fargo, ND, 58103
  • VISIONBank is a locally-owned community bank that was started in 2003 by a team of experienced bankers who were committed to providing exceptional service and building an organization that would never lose that small town bank connection to its clients. Walk into the lobby of one of the VISIONBank locations

  • Fargo Public Schools Federal Credit Union
  • 1609 32nd Avenue S, Fargo, ND, 58103
  • Fargo Public Schools Federal Credit Union is a not-for-profit, member-owned financial cooperative providing services to the employees of Fargo Public Schools and their families. On November 10, 1934 with $10, 000 in deposits, 10 educators signed a charter to form FPSFCU. It was the first credit union in North Dakota and 47th in the nation.

  • F-M Mortgage Corporation
  • 801 10th Street South, Suite 100, Fargo, ND, 58103
  • F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.

  • IMAGINE HOME LENDING, LLC
  • 3330 Fiechtner Drive, Suite 108, Fargo, ND, 58103
  • Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you

  • First Class Mortgage Inc.
  • 2300 13th Avenue S, Fargo, ND, 58103
  • First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience

  • The Reichert Mortgage Team LLC
  • 12323 Sleeping Bear Road, Peyton, CO, 80831
  • The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!

  • Integrity First Financial
  • 7635 McLaughlin Rd, Falcon, CO, 80831
  • Integrity First Financial, Inc., a Colorado mortgage lender, has been providing all types of residential loans in Colorado since 2002 and is accredited by the Better Business Bureau (A+). At IFF, we take pride in the business that we have built and we are here to help you with your mortgage needs.

  • Marquis Lending
  • 1473 N. Lee Trevino, El Paso, TX, 79936
  • Marquis Mortgage llc. has been lending hard money for over 14 years, as a leader in the industry we work diligently to provide extraordinary service to our investors. We recognize that you are a very important part of our business and we value and appreciate your decision to work with us each and every time.

  • My Home Loans LLC
  • 1473 Lee Trevino Drive, Suite B, El Paso, TX, 79936
  • At My Home Loans LLC, No Matter the Type of Loan You Need, We'll Be There With You Every Step of the Way We are a reliable home loan lender in El Paso, TX who continuously provides residents with the ability to purchase the home of their dreams using one of our trusted and certified loans.

  • The Potter State Bank of Potter
  • Front And Chestnut, Potter, NE, 69156
  • We are a family owned, independent community bank, with offices in Potter and Kimball, Nebraska, with ATM’s located in Potter, Dix and Kimball. The Bank’s commitment to the tri-state region is evidenced by five generations of community bankers in our family. They have served the banking needs of our customers spanning two centuries
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."

NMLS 1795154

Copyright © 2025 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA