FHA VS Conventional loan programs in Osprey, Sarasota County, Florida
For the year 2025, the Conventional loan limit in Osprey, within Sarasota county, FL, is $726,200. Meanwhile, for a single-family home, the FHA limit is $506,000.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator provides side-by-side evaluations of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in FL for your unique financial circumstances.
2025 Loan Limits and Down Payment Requirements in Osprey, County of Sarasota, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$400,000
0%
FHA
$506,000
3.5%
Applicable to zip codes: 34229
Explore Conventional and FHA Loan Options in Osprey, FL
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Select one of three approaches to find matching lenders and loan programs suited to your needs.
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