FHA VS Conventional loan in Osprey, Sarasota County, Florida

In 2024, Convetional loan limit in Osprey, county of Sarasota, FL is $726,200 while FHA limit is $506,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Osprey, county of Sarasota, FL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $400,000 0%
FHA $506,000 3.5%

The comparison table applies to zip codes: 34229

Conventional and FHA loan options in Osprey, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • NewCity Mortgage
  • 16597 Village Dr, Houston, TX, 77040
  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
  • VeraBank
  • 201 W. Main St., Henderson, TX, 75652
  • At VeraBank, we strive to be the preferred financial services provider in the markets we serve. We accomplish this by maintaining our deep community bank roots and independent spirit, while offering outstanding service to our customers, relevant products and efficient channels to use them, delivered by the best
  • SOUTH PARK MORTGAGE LLP
  • SK 12-A Lake Cherokee, Henderson, TX, 75652
  • The South Park Mortgage, LLP team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • D L Mortgage, Inc.
  • 9555 W Sam Houston Pkwy S, Suite 430, Houston, TX, 77099
  • D & L Mortgage, Inc. provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services such as both FNMA/FHLMC specialty HARP loans, 90% LTV with no mortgage insurance, 95% LTV down to a 580-credit score. We also offer 15-30 year loans, ARM mortgages, fixed mortgages and more...
  • Right Now Mortgage
  • 5206 FM 1960 West, Suite 212K, Houston, TX, 77069
  • Right Now Mortgage, where we specialize in residential mortgages. At Right Now Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Priority Home Mortgage L.P
  • 6002 Rogerdale Road, Suite 550, Houston, TX, 77072
  • Priority Home Mortgage is a full-service mortgage banking company committed to developing and nurturing relationships with REALTORS®, home builders and our customers. As a company, our Core Values define what we stand for and represent our commitment to each other and to our customers.
  • Ameristate Realty & Mortgage LC
  • 16310 Tomball Parkway, Suite 404, Houston, TX, 77064
  • Our priority is that our customers have a great buying or refinancing experience and our mortgage experts will be there to help and guide you every step of the way. We are home loan experts dedicated to making sure your home purchase or refinance experience is an exciting and memorable experience.
  • Best Lenders LLC
  • 3725 Woodking Drive, Suite A, Houston, TX, 77043
  • Best Lenders We have the lowest mortgage insurance rates in the industry, and we offer up to 97% escrow fee waivers on most products. We offer Conventional, VA, FHA, Jumbo, USDA and refinance loans. We provide a transparent and stress-free lending process and also T.M. SCHALL is the founer of the mortgage company