FHA VS Conventional loan programs in 2025 for South-Sarasota, Sarasota County, Florida
For the year 2025, in the city of South-Sarasota, positioned within Sarasota county, FL, the Conventional loan ceiling is $647,200. On the other hand, for a single-family house, the FHA loan limit is $420,680.
Lendersa® offers a sophisticated Conventional loan calculator that facilitates comparisons between today's most competitive Conventional, FHA, and USDA rates. This tool helps you ascertain income requirements, credit scores, necessary reserves, and documentation needed for qualification. By aligning Conforming, Conventional, USDA, FHA, and VA loans side by side, our advanced calculator aids in identifying the optimal program for your financial requirements in FL.
2025 Loan Limitations and Down Payment Guidelines in South-Sarasota, County of Sarasota, FL
Type of Loan
Max Loan Amount
Down Payment Requirement
Conventional Conforming
$647,200
3%
USDA
$338,500
0%
FHA
$420,680
3.5%
This comparative data is relevant for these zip codes: 34231
Available Options for Conventional and FHA Loans in South-Sarasota, FL
The aim of Lendersa® is to streamline your search for the most suitable Conventional, USDA, or FHA loan with quick processing and minimal difficulty. Choose from three starter paths that connect you to appropriate lenders and loan schemes.
7070 Knights Ct, Suite 402, Missouri City, TX, 77459
FIRST STEP MORTGAGE, your local Houston mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals
We will treat you right and give you the individual attention you deserve. We know the big commitment you are making in purchasing a home, refinancing a mortgage, or cashing out your equity. So here is our commitment to you: we can help you qualify, apply and be approved for the best mortgage loan for you.
Security America Mortgage specializes in Construction loans, VA loans, ITIN loans, Conventional loans, and FHA loans. Our motto is "serving those who served" because we have great love for our Veterans and country. Not many VA lenders specialize in the VA one time close construction loan. Let us help you with the home loan that's best for you and
Security America Mortgage is not a government agency. This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces, or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency.
We provide personalized and smart lending solutions throughout the state of Texas, specializing in new Home Loans, Mortgage Refinancing, Commercial Lending, Construction Loans and Reverse Mortgages. Home Mortgage Houston is a team of mortgage professionals with the resources and tools of a national lender.
At Western Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
710 North Post Oak Road, Suite 208, Houston, TX, 77024
Miyaki Financial Inc, we want you to have the best rate possible with the lowest monthly payments. We shop on your behalf and tailor to your needs. We’re here to do all the heavy lifting and to make your mortgage experience smooth. We shop multiple lenders to find the loan that fits your needs and use our expertise to get your loan closed quickly.
12848 Queensbury Lane, Suite 208, Houston, TX, 77024
At GRP Community Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
10497 Town & Country Way, Suite 734, Houston, TX, 77024
BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.
