FHA VS Conventional loan programs in 2025 for South-Gate-Ridge, Sarasota County, Florida

For the year 2025, the limits for a conventional loan in South-Gate-Ridge, situated within Sarasota county of FL, are set at $647,200. Additionally, the FHA loan limit stands at $420,680 for a single-family residence.

Utilize the Lendersa® Conventional loan calculator to appraise today's best rates among Conventional, FHA, and USDA loans. Determine necessary income, credit scores, reserves, and documents to qualify. Our sophisticated mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, assisting you in making an informed choice for your financial scenario in FL.

Explore and compare loan offers from 100 diverse lenders

Loan Limits and Down Payment Requirements in South-Gate-Ridge, Sarasota, FL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $338,500 0%
FHA $420,680 3.5%

This comparison chart is applicable to the following zip codes: 34231, 34233

Conventional and FHA Loan Menu in South-Gate-Ridge, FL

Lendersa® is dedicated to securing you the ideal Conventional, USDA, or FHA loan quickly, ensuring the process is hassle-free. Choose from one of three starting options leading to matching with appropriate lenders and tailored loan programs.

Lendersa provides USDA loan request and matching results


  • Superior Mortgage Lending
  • 8867 West Flamingo Road Suite 200, Las Vegas, NV, 89147
  • Superior Mortgage Lending is a Las Vegas Mortgage Broker by design. We partner with several lenders to offer multiple Loan Products & we are not captured with certain credit scores & can offer better rates and no fees. We have been in the Mortgage Industry for over 18 years and we offer the most competitive rates in Nevada, California and Arizona.
  • Omni Lending LLC
  • 2620 Regatta Drive, Suite 102, Las Vegas, NV, 89128
  • Exceptional customer service is the number one job for our company. The Omni Lending team was built with you as our focus. Our mission is to serve our customers with honesty integrity & expertise. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Capline Mortgage LLC
  • 7251 W. Lake Mead Blvd, Suite 300, Las Vegas, NV, 89128
  • "I'M DEE! OWNER OF CAPLINE MORTGAGE, LLC My mortgage brokerage company originates PURCHASE and REFINANCE loans for residential and commercial properties in Nevada. My loans are brokered to mortgage banking companies, direct portfolio lenders, or private money investors for their approvals and fundings."
  • Nevada State Bank | The Lakes Branch
  • 8260 W Sahara Ave, Las Vegas, NV, 89117
  • Nevada State Bank has been the bank of choice for many Nevadans for more than 58 years. Our clients appreciate the personal attention they receive, and many are positively surprised by how quickly we learn their names. This personalized attention extends to our banking services as well.
  • Noble Home Loans
  • 7830 West Sahara Ave, Las Vegas, NV, 89117
  • Noble Home Loans is committed to fair and responsible lending in offering competitive home financing opportunities to consumers. It is Noble policy to treat all consumers fairly and in compliance with all applicable lending laws. Noble offers more than just a loan… we offer a lasting relationship.
  • Streamline Home Loans
  • 3030 S Durango Drive, Suite B, Las Vegas, NV, 89117
  • Our mission is to provide an unparalleled experience for our customers by utilizing our innovative technology, premier customer service, and a wide range of loan products in order to be efficient in your loan process. We strive to provide this level of service all while offering a competitive interest rate.
  • Dara Capital Group
  • 8084 West Sahara, Suite A, Las Vegas, NV, 89117
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Arena LLC
  • 7945 W. Sahara Ave, Suite 202, Las Vegas, NV, 89117
  • Lending Arena has a large variety of loan programs and financing options for borrowers which include conventional, FHA, VA, jumbo, stated/alternative income, commercial, and private. Our diverse programs allow us to have a loan program to fit just about everyone need, and our team of professionals are dedicated to customer
  • Valley West Mortgage
  • 8010 W. Sahara Ave. Suite #140, Las Vegas, NV, 89117
  • Valley West Mortgage is a privately held mortgage company founded, and based in the entertainment capital of the world, Las Vegas, Nevada. Our operations extend into all of the following states, we are continuously expanding our brand and gaining market share: Alabama, Arizona, California, Colorado, DC, Florida etc..