Explore the differences! FHA VS Conventional loan programs in Palm-Beach-Gardens, Palm Beach County, Florida

In the year 2026, the conventional loan limit for single-family homes in Palm-Beach-Gardens, located in Palm Beach county, FL, is set at $647,200. For FHA, the limit is $460,000.

Explore Lendersa® Conventional loan calculator to evaluate today's optimal rates among Conventional, FHA, and USDA loans. It assists in figuring out the required income, credit, reserve, and documentation to qualify. With our state-of-the-art mortgage calculator, compare Conforming Conventional loans side by side with USDA, FHA, and VA loans to determine which is the most advantageous for your financial needs in FL.

Discover loan offers from over 100 lenders

2026 Loan Limits and Down Payment Details for Palm-Beach-Gardens, Palm Beach County, FL

Loan Type Loan Limit Initial Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

Note: This comparison table applies to the zip codes: 33418

Exploring Conventional and FHA Loan Opportunities in Palm-Beach-Gardens, FL

Lendersa® is committed to quickly connecting you with the ideal Conventional, USDA, or FHA loan solutions without complications. Choose one of three initial strategies, leading to matched lenders and suitable loan schemes.

Lendersa USDA loan request and matching outcomes


Palm-Beach-Gardens Lenders

  • Anchor Bank
  • 4500 PGA Boulevard ·, Suite 111, Palm Beach Gardens, FL, 33418
  • Lends in Florida
  • Anchor Bank was organized as a Florida-chartered bank in 2005 and opened our first banking center on March 23rd at 13951 U.S. Highway One in Juno Beach, Florida. Since then, we have added two additional full-service banking centers at 1180 N. Federal Highway in Boca Raton and 4500 PGA Boulevard in Palm Beach Gardens

  • Interconnect Mortgage
  • 5220 Hood Road Ste. 110-A, Palm Beach Gardens, FL, 33418
  • Lends in Florida
  • Interconnect Mortgage teams are your local Mortgage Experts who are proud to offer an expansive range of mortgage options to suit every financial situation. Our competitive interest rates and flexible products help make buying your dream home or refinancing your existing home a smooth and stress-free process.

  • CTC Mortgage
  • 4803 PGA Boulevard Suite B, West Palm Beach, FL, 33418
  • Lends in Florida
  • CTC Mortgage Company (NMLS # 371182) was developed for the purpose of providing customers with an exclusive financing service that is, not only competatively priced, but focused on providing customers with an unparalleled level of service. Our experienced representatives will help guide you through every step

  • Velocity Community Credit Union
  • 2801 PGA Boulevard, Palm Beach Gardens, FL, 33410
  • Lends in Florida
  • Velocity Community Credit Union is a progressive, full service financial institution that is passionate about helping its members. As a not-for-profit co-op, our dedicated employees can concentrate on providing superior service to our members while offering a full suite of products to meet all of their financial needs.

  • New Florida Mortgage LLC
  • 800 Village Square Crossing, Suite 322, Palm Beach Gardens, FL, 33410
  • Lends in Florida
  • New Florida Mortgage is a mortgage powerhouse! Our principals began this journey a couple decades ago and have grown this operation due to excellent relationships with our clients and professional business contacts. We started out small, with just a couple of people and a small office, but today we aspire to greater things.

  • Dockside Loans LLC
  • 11952 Catalpha Avenue, Palm Beach Gardens, FL, 33410
  • Lends in Florida
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Highlands Residential Mortgage, Ltd.
  • 300 Village Square Crossing Suite 101, Palm Beach Gardens, FL, 33410
  • Lends in Florida
  • Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally

  • Arch Mortgage Corporation
  • 2560 RCA Boulevard, Suite 114, Palm Beach Gardens, FL, 33410
  • Lends in Florida
  • "Arch Mortgage, you are an esteemed customer and as such we promise to treat you with respect to provide you the service you want & that you deserve. We understand the commitment you are making whether buying your dream home, refinancing your current home, or pulling equity out for improvements.
    From the first question to the closing table"

  • My Liberty Loans Inc
  • 8409 N Military Trail STE 115, Palm Beach Gardens, FL, 33410
  • Lends in Florida
  • My Liberty Loans is here to help you through the entire home loans process in Palm beach Gardens, FL. We have an extensive list of lenders that we work with to provide you with the best option for your mortgage needs. Our highly trained staff is committed to be there for you every step of the way.