Explore the differences! FHA VS Conventional loan programs in Palm-Beach-Gardens, Palm Beach County, Florida

In the year 2025, the conventional loan limit for single-family homes in Palm-Beach-Gardens, located in Palm Beach county, FL, is set at $647,200. For FHA, the limit is $460,000.

Explore Lendersa® Conventional loan calculator to evaluate today's optimal rates among Conventional, FHA, and USDA loans. It assists in figuring out the required income, credit, reserve, and documentation to qualify. With our state-of-the-art mortgage calculator, compare Conforming Conventional loans side by side with USDA, FHA, and VA loans to determine which is the most advantageous for your financial needs in FL.

Discover loan offers from over 100 lenders

2025 Loan Limits and Down Payment Details for Palm-Beach-Gardens, Palm Beach County, FL

Loan Type Loan Limit Initial Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

Note: This comparison table applies to the zip codes: 33418, 33410, 33412, 33403

Exploring Conventional and FHA Loan Opportunities in Palm-Beach-Gardens, FL

Lendersa® is committed to quickly connecting you with the ideal Conventional, USDA, or FHA loan solutions without complications. Choose one of three initial strategies, leading to matched lenders and suitable loan schemes.

Lendersa USDA loan request and matching outcomes


  • Five Star Mortgage
  • 9065 S Pecos Rd, Suite, Suite 200, Henderson, NV, 89074
  • The Five Star Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Nevada; with our main focus on Las Vegas and Henderson. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt
  • Premier Mortgage Lending
  • 701 N. Green Valley Pkwy., #125, Henderson, NV, 89074
  • Premier Mortgage Lending is a privately funded lending source for non-traditional financing. Our company was founded on three core beliefs; 1) that due to the current economic down turn, many high-quality buyers are locked out of homeownership; 2) investors are in need of good, stable returns without excessive risk of capital loss
  • Bank of Bozeman
  • 875 Harmon Stream Blvd., Bozeman, MT, 59718
  • Superior customer service, competitive products and local Bozeman loan decisions. These are just a few of the things that make us your premier local Bozeman, Montana bank. We’ve modeled our business on the community we treasure, bringing top talent and extensive experience to a small-but-powerful new kind of bank.
  • GoPrime Mortgage Inc.
  • 2015 Charlotte St, Suite 3, Bozeman, MT, 59718
  • "We are a local lender backed by the experience and expertise of GoPrime Mortgage, Inc. based in North Carolina. With decades of combined experience our processors, underwriters and Loan Officers can offer unsurpassed service in one of the biggest transactions of your life. We offer Conventional, FHA, VA, USDA Rural Development and Jumbo loans"
  • Crestline Insurance Services LLC
  • 3170 E Sunset Rd Suite# B, Las Vegas, NV, 89120
  • Crestline Insurance Services LLC offers commercial general liability insurance Las Vegas, which is designed to decrease financial risks for your business. Economic troubles can arise from litigation and lawsuits against your business for a selection of possible hazards. Commercial basic liability insurance, or CGL, pays for damages and claims pri
  • Boost Lending LLC
  • 6230 Mcleod Dr, Suite 100-A, Las Vegas, NV, 89120
  • Boost lending was born from a need to fill a gap in the lending market. We are committed to providing customized solutions for our investment clients. We realize investors need more convenience, speed, and agility to fund their investments. We are focused on providing reliable capital to Residential Investors, Mortgage Brokers and Private Lenders.
  • Citizens Choice Mortgage
  • 6290 Mcleod Drive, Suite 100, Las Vegas, NV, 89120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan..
  • Right Choice Lending Corp
  • 3960 E. Patrick Lane, Suite 201, Las Vegas, NV, 89120
  • "We have over 20 years experience and our goal is to make the home buying experience a pleasurable one. We specialize in FHA,VA, Conventional and Commercial Lending. We love 1st time homebuyers! Call us for more information on low down payment options. The Right Choice in Mortgage! Come meet our friendly staff here to help you with all"
  • Capella Mortgage Corp.
  • 3765 E. Sunset Road #B9, Las Vegas, NV, 89120
  • Capella Mortgage Corp is the leading provider of hard money, soft money, and private lending services in the Las Vegas & Henderson areas. With over 30 years experience and thousands of satisfied clients, we have the programs and experience to help you get a mortgage loan for your home or business.
  • Residential Mortgage Services - Home Loans
  • 3585 E. Flamingo Road, Suites 101 | 102 | 103, Las Vegas, NV, 89121
  • RMS is a licensed mortgage banker whose objectives remain to combine the highest level of service, cutting edge technology, diverse mortgage products and competitive interest rates expected from a large bank with the personal attention of a proud community lender. RMS only originates mortgage loans within the United States of America.