Explore the differences! FHA VS Conventional loan programs in Palm-Beach-Gardens, Palm Beach County, Florida

In 2024, Convetional loan limit in Palm-Beach-Gardens, county of Palm Beach, FL is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in FL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Palm-Beach-Gardens, county of Palm Beach, FL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 33418, 33410, 33412, 33403

Conventional and FHA loan options in Palm-Beach-Gardens, FL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Guardian Business Network
  • 13778 Hawthorne Blvd, Hawthorne, CA, 90250
  • Our focus is your business. Guardian Business Network is a one-stop source for all your small business financial needs. We are your trusted partner, providing personalized service to make your business a success! Serving the South Bay, Torrance, Hawthorne, Palos Verdes, Rolling Hills, Gardena, and the greater Los Angeles area
  • Korb Capital Inc.
  • 12844 Inglewood Avenue, Hawthorne, CA, 90250
  • KORB Capital a Mortgage and Real Estate company in Los Angeles serving all of Los Angeles and surrounding areas. Specializing in Private Lending and all aspects of Real Estate. We Have the RIGHT LOAN for the first time home buyer, repeat buyers and homeowners looking to refinance.
  • Loans4Less.com
  • 22409 Susana Avenue, Torrance, CA, 90505
  • Loans4Less.com, Inc. is a public quoted holding company that owns Union Discount Mortgage, Inc. a licensed CA Real Estate Corporation and Mortgage Broker. Union Discount Mortgage, Inc. controls the rights to certain intellectual property, including but not limited to, the Loans4Less.com web site and the Loans4Less® Federal Service Mark.
  • So Cal Mortgage Co
  • 3812 Sepulveda Blvd, Suite 310, Torrance, CA, 90505
  • SoCal Mortgage Company provides a highly individualized level of service for clients seeking residential or commercial mortgage financing. Our clients experience a high level of personal attention from Owner / Broker Mike Richardson who has 35 years experience in commercial banking and real estate finance.
  • Pacific Mortgage Corp.
  • 24445 Hawthorne Blvd, Suite 201, Torrance, CA, 90505
  • Pacific Mortgage Co has been founded with the purpose of providing home owners and real estate investors the best possible mortgage loan solutions. We represent dozens of banks and mortgage lenders, allowing us to offer our client hundreds of loan programs and customized solutions to each mortgage loan request.
  • Midgate Mortgage
  • 24051 Neece Avenue, Suite B, Torrance, CA, 90505
  • Midgate Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you
  • Pacific Funding Solutions
  • 22939 Hawthorne Blvd, Suite 300, Torrance, CA, 90505
  • PACIFIC FUNDING SOLUTIONS IS COMMITTED TO HELPING YOU FIND THE RIGHT MORTGAGE PRODUCT FOR YOUR NEEDS. WE UNDERSTAND THAT EVERY BORROWER IS DIFFERENT, AND WE OFFER A VARIETY OF PRODUCTS TO MEET YOUR INDIVIDUAL REQUIREMENTS. WE MAKE THE PROCESS OF SECURING A MORTGAGE SIMPLE AND STRAIGHTFORWARD BY OFFERING YOU.
  • Pacific Mortgage Real Estate and Financing Company
  • 25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
  • Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.
  • Cal Fed Mortgage
  • 24214 Hawthorne Boulevard, Suite B, Torrance, CA, 90505
  • Cal Fed Mortgage was established in 2002. We specialize in residential and commercial and bridge loans and reverse mortgages. We have access to numerous funding sources such as banks and credit unions and individuals. Our mortgage experts give you the individual attention you deserve and treat you right.
  • Pacific First Financial Real Estate Loans, Inc.
  • 23670 Hawthorne Boulevard, Suite 210, Torrance, CA, 90505
  • Pacific First Financial Real Estate Loans Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.