Explore the differences! FHA VS Conventional loan programs in Parker, Bay County, Florida

In the year 2025, the limit on a Conventional loan in Parker, located in Bay county, FL, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. This tool determines the income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, Conforming Conventional loans stand side-by-side with USDA, FHA, and VA options, aiding in choosing the best program in FL tailored to your specific financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Parker, Bay, FL

Loan Type Loan Limit Initial Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable to zip codes: 32404

Navigate Conventional and FHA Loan Options in Parker, FL

The primary goal of Lendersa® is to find the best potential Conventional, USDA, or FHA loan for you quickly and without hassle. Start with one of three foundational steps that connect you with the right lenders and loan programs.

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  • Bank of Pontiac opened its doors for business in 1947. Since then, we’ve been providing financial solutions for the people of Livingston County, Grundy County, Tazewell County, McLean County and their surrounding communities. We are a strong community bank offering a variety of financial services to both individuals and businesses.
  • State Bank of Graymont
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  • County Line Mortgage
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • TruEnergy Federal Credit Union
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  • Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
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  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.
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  • Oak Hill Mortgage, LLC, a veteran owned company, is committed to providing our clients with the highest quality loan origination services, combining outstanding service with very competitive rates. We work with our clients to structure the right loan solution (lender, program, rate, and terms) to satisfy your home financing needs.
  • Springbank Mortgage LLC
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  • Strip Steel Employees Federal Credit Union
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  • Marine Bank & Trust
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