FHA VS Conventional loan in Pinellas-Park, Pinellas County, Florida

For the year 2025, in Pinellas-Park, within Pinellas county, FL, the limit for Conventional loans is $647,200, while for single-family homes, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the optimal rates for Conventional, FHA, and USDA loans today. Ascertain the income, credit, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA loans to decide the most beneficial program for your financial circumstances in FL.

Explore loan offers from over 100 lenders

Loan Limits and Down Payment Requirements in Pinellas-Park, Pinellas County, FL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table pertains to the zip codes: 33781, 33782, 33762, 33760, 33773, 33780

Options for Conventional and FHA Loans in Pinellas-Park, FL

The aim of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan without delay or hassle. Choose one of three pathways to connect with matching lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • AAA Mortgage Money LLC
  • 30 Saxman Dr., Latrobe, PA, 15650
  • AAA Mortgage Money offer some of the lowest rates possible without sacrificing excellent customer service. My extensive experience in the mortgage industry allows me to help guide you towards informed decisions that will benefit you now and in the future. Whether you are a first-time home buyer or looking to refinance your existing mortgage.
  • Defeo Capital Consulting LLC
  • 1251 Gallupe Dr, Pittsburgh, PA, 15226
  • We're the best in our field, and it's all thanks to the incredible relationships we've formed with our clients. Unlike our competitors, we're invested in developing a personal connection with each and every one of our customers, by providing quality service and being available to you 24/7.
  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.
  • Pronto Mortgage
  • 217 F Pleasant Valley Road, Jeannette, PA, 15644
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • PHEPLE Federal Credit Union
  • 2900 Seminary Drive, Building G, Greensburg, PA, 15601
  • On September 24, 2018, Westmoreland Community Federal Credit Union changed its name to Pheple Federal Credit Union. People Helping People. That is what this credit union was about, is about, and will always be about. You are what matters. The people working inside of Pheple are just like those outside. Life happens to all of us.
  • WESTMORELAND HOME MORTGAGE, LLC
  • 432 Frye Farm Rd, Greensburg, PA, 15601
  • At Westmoreland Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Dover Federal Credit Union
  • 1075 Silver Lake Blvd, Dover, DE, 19904
  • The Dover Federal Way: Members are our priority. Excellence is our past, present, and future. Dover Federal Credit Union is the 2010 Winner of the Central Delaware Chamber of Commerce Presidents Award for Excellence. For more than 50 years, you've come first, with products, knowledge and personalized services to achieve your dreams.
  • Angle Mortgage Network
  • 31 Saulsbury Road, Suite 2, Dover, DE, 19904
  • Angle Mortgage Network is located in Dover, DE and has a variety of mortgage products to offer. We can’t wait to help you find your mortgage product! Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
  • Southside Mortgage of Pittsburgh Inc
  • 4600 E Carson Street, Fl2, Pittsburgh, PA, 15210
  • At Southside Mortgage of Pittsburgh Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.