Explore the differences! FHA VS Conventional loan programs in Pinellas-Park, Pinellas County, Florida

For the year 2025, in Pinellas-Park, within Pinellas county, FL, the limit for Conventional loans is $647,200, while for single-family homes, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the optimal rates for Conventional, FHA, and USDA loans today. Ascertain the income, credit, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA loans to decide the most beneficial program for your financial circumstances in FL.

Explore loan offers from over 100 lenders

Loan Limits and Down Payment Requirements in Pinellas-Park, Pinellas County, FL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table pertains to the zip codes: 33781, 33782, 33762, 33760, 33773, 33780

Options for Conventional and FHA Loans in Pinellas-Park, FL

The aim of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan without delay or hassle. Choose one of three pathways to connect with matching lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • North Point Financial Inc
  • 1203 24th St, Denver, CO, 80205
  • North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • RP Mortgage LTD
  • 2301 Blake, Suite 100, Denver, CO, 80205
  • RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
  • Beacon Lending
  • 2301 Blake Street, Suite 207, Denver, CO, 80205
  • Beacon Lending Our #1 goal is to provide the best customer service you will ever receive from a mortgage broker. We have a high rate of return clients because we take time to understand our client's unique situation. Our experience allows us to fit them into a mortgage that works best for them.
  • Clear to Close Mortgage LLC
  • 2801 Welton Street, Suite 200, Denver, CO, 80205
  • Clear to Close Mortgage provides customized residential mortgages for purchasing or refinancing homes. We offer personalized mortgage services with our seasoned professional brokers taking care of each individual transaction. Our support staff has the expertise and systems in place to ensure a smooth transaction that you and your broker.
  • Montis Lending Group LLC
  • 500 E 84th Ave, Suite A-1, Denver, CO, 80205
  • Our independence as a mortgage broker means we have the ability to offer rates, terms and flexibility other lenders can’t. Each client, each day, is a new opportunity to build our reputation and invest our years of expertise by guiding our customers through today’s challenging home financing decisions. Be it a purchase of a home.
  • Ownership Mortgage LLC
  • 3858 Walnut Street, Suite 144, Denver, CO, 80205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible while helping borrowers overcome the frequent roadblocks that can arise while securing a loan
  • The Mortgage Advisors LLC
  • 6437 South Ingalls Street, Littleton, CO, 80123
  • Mike Shaw is the owner of The Mortgage Advisors LLC. A unique mortgage brokerage with 20 years of experience in educating home buyers and borrowers on how to analyze your mortgage as an investment. Low Cost Home Loans! Purchase. Refinance. Cash Out.brokerage with 20 years of experience in educating home buyers
  • Community West Mortgage LLC
  • 9200 West Cross Drive, Suite 330, Littleton, CO, 80123
  • Community West Mortgage has formed strategic partnerships with leading mortgage investors to offer exclusive mortgage products. CWM still believes in the American Dream and wants to help you achieve your life and financial goals. and We are family run business and can collectively offer over 50 years of mortgage lending experience.
  • The Holst Mortgage Group
  • 8500 West Bowles Avenue, Suite 207, Littleton, CO, 80123
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.