FHA VS Conventional loan programs in 2025 for Pinellas-Park, Pinellas County, Florida

For the year 2025, in Pinellas-Park, within Pinellas county, FL, the limit for Conventional loans is $647,200, while for single-family homes, the FHA limit stands at $420,680.

Utilize the Lendersa® Conventional loan calculator to evaluate the optimal rates for Conventional, FHA, and USDA loans today. Ascertain the income, credit, reserves, and documentation required to qualify. By using our advanced mortgage calculator, you can compare Conforming Conventional loans with USDA, FHA, and VA loans to decide the most beneficial program for your financial circumstances in FL.

Explore loan offers from over 100 lenders

Loan Limits and Down Payment Requirements in Pinellas-Park, Pinellas County, FL for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

This table pertains to the zip codes: 33781, 33782, 33762, 33760, 33773, 33780

Options for Conventional and FHA Loans in Pinellas-Park, FL

The aim of Lendersa® is to ensure you receive the best possible Conventional, USDA, or FHA loan without delay or hassle. Choose one of three pathways to connect with matching lenders and suitable loan programs.

Results from Lendersa USDA loan request and matching


  • REdepot Financial Services
  • 3106 West Tambay Avenue, Tampa, FL, 33611
  • The REdepot Financial Services Team is your premier mortgage team located in Tampa, FL. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Tampa area.Highly experienced team of mortgage brokers here can help you take that first step.
  • Fidelity Funding Mortgage Corp
  • 759 SR 580, Suite 114, Clearwater, FL, 33761
  • We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options. We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State. Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL
  • Professional Mortgage Alliance LLC
  • 28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
  • At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
  • O.J. MORTGAGE COMPANY INC.
  • 29190 US Hwy 19 N, Clearwater, FL, 33761
  • OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
  • DKC Lending LLC - Hard Money Lender
  • 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607
  • DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
  • 1st Florida Mortgage
  • 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607
  • 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.
  • Neighborhood Lending Partners
  • 3615 West Spruce Street, Tampa, FL, 33607
  • NLP provides flexible, innovative, and solution-oriented financing and services that renew and rebuild inclusive and sustainable neighborhoods. Neighborhood Lending Partners is a certified CDFI, and lending consortium of banking institutions that facilitate private investment for community revitalization and neighborhood preservation.
  • Home Loans By U Inc
  • 4021 North Armenia Avenue, Suite 102, Tampa, FL, 33607
  • "At Home Loans By U, we have access to financing options that NO local bank or direct lender has available. Will and his team of experienced Loan Officers can CLOSE a mortgage loan FASTER than anyone in the industry. We review everything up front in an effort to avoid many common mistakes made by other loan officers."
  • CharterStone Mortgage
  • 3001 N. Rocky Point Dr E, Suite 200, Tampa, FL, 33607
  • "CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors. Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."