FHA VS Conventional loan in South-Highpoint, Pinellas County, Florida

In 2025, the Conventional loan limit for South-Highpoint, within the county of Pinellas, FL, is $647,200. Meanwhile, the limit for FHA loans for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's best rates for Conventional, FHA, and USDA loans. Calculate the required income, credit levels, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you choose the ideal program in FL for your financial circumstance.

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2025 Loan Limits and Down Payment Requirements in South-Highpoint, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The data in this table applies to the ZIP codes: 33760

Conventional and FHA Loan Opportunities in South-Highpoint, FL

Lendersa® strives to provide you swiftly with the best Conventional, USDA, or FHA loan options without complications. You can begin from one of three pathways to connect with suitable lenders and loan offers.

Outcomes of USDA loan requests through Lendersa


  • American Lake Credit Union
  • 9802 Gravelly Lake Drive SW, Lakewood, WA, 98499
  • American Lake Credit Union’s history dates to 1947 and evolved over time as it combined with two other credit unions; Minutemen Credit Union in 1999 and KBR Credit Union in 2015. As of September 30, 2018, American Lake CU had Assets totaling $67.5M and serving over 6, 200 members from four locations.
  • All Tech Mortgage Inc.
  • 7403 Lakewood Drive West, Suite 4, Lakewood, WA, 98499
  • All Tech Mortgage Inc. - Serving Northwest homeowners just like you since 1996. Specialize in Conventional, FHA & VA home loans to purchase or refinance property in WA State. We Shop, You Save! Let us put our 25 years of mortgage experience to work for you when it comes to finding the right lender & loan program for your purchase or refinance.
  • Pacific Equity and Loan
  • 3620 100th St SW, Suite B, Lakewood, WA, 98499
  • Pacific Equity and Loan was founded at the end of 2018 by three managing partners: Chris Robison, Sang Yoon, and Scott Baukol. Each equipped with years in private money lending, real estate investment, business operation, and money management, Pacific Equity and Loan was born from the ideas of forward thinking and knowledgeable leaders.
  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals. Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
  • Crux Commercial Partners
  • 732 Broadway St, Suite 301, Tacoma, WA, 98402
  • Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
  • Emerald Pacific Capital LLC
  • 535 Dock Street, Suite 111, Tacoma, WA, 98402
  • Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
  • Aleksey Moody - Edge Home Finance Corporation
  • 1206 Pacific Ave, Suite 600, Tacoma, WA, 98402
  • Aleksey Moody work with nearly 50 different lenders that offer a huge array of residential loan programs to suit your scenario. Feel confidence that your needs will be met with quick and easy loan closings and new homebuyer friendly mortgages. You may qualify for down payment assistance and low or no money down!
  • CLEVELAND STREET MORTGAGE, LLC
  • 20802 46th Ave SE, Bothell, WA, 98021
  • Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
  • North Pacific Mortgage
  • 22232 17th Ave SE, Suite 303, Bothell, WA, 98021
  • Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
  • Specialty Home Loans
  • 5515 60th Ave NE, Seattle, WA, 98105
  • We are full-stack real estate entrepreneurs. We buy, sell, invest, develop, build, and finance real estate. Over the years, we have enabled many clients to build wealth and become financially secure from real estate through opportunistic and value-added investment philosophies in over 200 residential and commercial transactions.
  • NWF mortgage
  • 5034 48th Avenue NorthEast, Seattle, WA, 98105
  • At NWF, We have the most powerful mortgage rate search engine to help you find the best loan product. We are partners with more than 20 top mortgage lenders and investors nationwide. Funded more than $200 Million loans in 2021. Helped hundreds of homeowners lowered their monthly mortgage payment.