FHA VS Conventional loan in South-Highpoint, Pinellas County, Florida

In 2026, the Conventional loan limit for South-Highpoint, within the county of Pinellas, FL, is $647,200. Meanwhile, the limit for FHA loans for a single-family home is set at $420,680.

Utilize the Lendersa® Conventional loan calculator for a detailed comparison of today's best rates for Conventional, FHA, and USDA loans. Calculate the required income, credit levels, reserves, and documents for qualification. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA options side-by-side, helping you choose the ideal program in FL for your financial circumstance.

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2026 Loan Limits and Down Payment Requirements in South-Highpoint, Pinellas County, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $420,680 3.5%

The data in this table applies to the ZIP codes: 33760

Conventional and FHA Loan Opportunities in South-Highpoint, FL

Lendersa® strives to provide you swiftly with the best Conventional, USDA, or FHA loan options without complications. You can begin from one of three pathways to connect with suitable lenders and loan offers.

Outcomes of USDA loan requests through Lendersa


  • Keystone Mortgage
  • 1508 Coleman Road, Knoxville, TN, 37909
  • Keystone Mortgage was founded out of a desire to provide Tennesseans with a better home mortgage provider. Founder and President Matt Padgett was purchasing a residential investment property in 2004, and he became increasingly irritated by and disappointed in the lack of knowledge and good customer service he encountered along the way

  • Knoxville TVA Employees Credit Union
  • PO Box 36027, Knoxville, TN, 37930
  • Knoxville TVA Employees Credit Union was established in 1934 to provide services for a growing community of TVA employees. The Credit Union now has 20 locations throughout East Tennessee and serves more than 180, 000 members. Credit Union services are available to anyone who lives, works, worships.

  • Home Federal Bank of Tennessee
  • 515 Market Street, Knoxville, TN, 37902
  • A full-service banking institution based in Knoxville since 1924, Home Federal Bank offers a complete line of personal, home, business and commercial banking services. From mortgage and consumer loans, checking and savings plans and accounts, personal and business trusts and investment planning—to retail services, ATM/Debit cards, credit cards

  • Coffee County Bank
  • 2070 Hillsboro Blvd, Manchester, TN, 37355
  • Coffee County Bank has been committed to serving the personal & business financial needs within our community. Today, we continue to present exceptional customer service & products designed to suit every customer's needs. By knowing our customers & providing innovative banking tools, we find solutions to achieve their goals & fulfill their dreams.

  • Peoples Bank & Trust Company
  • 1203 Hillsboro Blvd, Manchester, TN, 37355
  • Peoples Bank and Trust Company is proud of its heritage of providing a complete line of traditional banking services. Operating hand-in-hand with the commitment to convenience is the Bank's emphasis on efficiency and personal attention and also The first organizational meeting of Peoples Bank and Trust Company was held October 5, 1906.

  • Stone Fort Mortgage
  • 101 W Main St, Suite B, Manchester, TN, 37355
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • UT Federal Credit Union
  • PO Box 51848, Knoxville, TN, 37950
  • UT Federal Credit Union is a member-owned, and community chartered, financial cooperative. While UTFCU is a full-service financial institution, it also strives to fulfill the credit union philosophy of People Helping People in everything it does. The heart of UTFCU has always been, and will always be, the members and communities it serves

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Carolina Farm Credit
  • 146 Victory Lane, Statesville, NC, 28625
  • Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs

  • Bank of St. Francisville
  • 5700 Commerce Street, Saint Francisville, LA, 70775
  • Bank of St. Francisville was chartered in 1978 by a simple handwritten letter and soon opened an office out of a small trailer. After only a year, the bank moved into a historic brick building on Commerce Street that still serves as our home today.

    From the moment our doors first opened, we’ve been committed to serving each

  • First Choice Community Credit Union
  • 100 N 17th Street NW, Knoxville, TN, 37921
  • Our goal is to improve the financial lives of our members and the community we serve. We are inspired to deliver exceptional banking products and superior Member Service throughout East Tennessee. Our journey began in 1936, when a small group of employees at the Fulton Bellows Plant in Knoxville needed a safe place to deposit, save & borrow money.

  • Gum Tree Mortgage
  • 218 S Thomas St, Suite 105, Tupelo, MS, 38801
  • Gum Tree Mortgage assists clients from all credit grades and secures mortgage loans in the states of Mississippi and Montana. We pride ourself on having unique products to fit the various needs of our clients. Contact Gum Tree Mortgage at 877-356-6528 to find out more about the products and services we can provide