which one is better? Conventional or FHA Point-Baker, FL

In 2025, the ceiling for Conventional loans in Point-Baker, located in Santa Rosa county, FL, stands at $647,200. In comparison, for a single-family home, the FHA limit is $420,680.

You can use the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. This helps you decide which program in FL matches your financial needs.

Diverse loan options for Conventional and FHA in Point-Baker, FL

The mission of Lendersa® is to quickly connect you with the most suitable Conventional, USDA, or FHA loan without any hassle. You have three starting paths to choose from, directing you to suitable lenders and loan programs.

Matching results from USDA loan request by Lendersa

(801) 999-4417 Lender's profile and map Reviews CINCH HOME LOANS 10708 S 1300 E, Ste 105, Sandy, UT, 84094 Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
(801) 806-0680 Lender's profile and map Reviews Home Quest Lending LLC 4685 South Highland Drive, Suite 105, Holladay, UT, 84117 We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
(801) 833-0778 Lender's profile and map Reviews LoanRemedy LLC 4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117 "Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas. That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
(801) 448-8975 Lender's profile and map Reviews Primary Source Lending 5442 South 900 East, Suite 142, Salt Lake City, UT, 84117 Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
(800) 748-4302 Lender's profile and map Reviews Mountain America Credit Union PO Box 2331, Sandy, UT, 84091 Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.
(801) 443-4733 Lender's profile and map Reviews Canyons Mortgage I, LLC 9137 South Monroe Plaza Way, Suite C-1, Sandy, UT, 84070 Canyons Mortgage helped us finance our first home back in 2011, and we have been loyal customers ever since. As new home buyers, we were very overwhelmed by the process and all of the requirements and paperwork involved. Greg and his team took the time to thoroughly explain each step of the process, answer all of our questions.
(801) 809-2565 Lender's profile and map Reviews Independent Home Loans, LLC 9557 S. 700 E, Suite 200, Sandy, UT, 84070 We understand that buying or selling a home is one of the biggest decisions an individual or family can make. For that reason alone, we take this as seriously as you do, and will always put your priorities and needs before all else. Buying a home is about YOU, not us. Let us show you why our team is the dependable choice for your mortgage needs.
(801) 999-0493 Lender's profile and map Reviews Laser Lending 8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070 Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.
(801) 269-0900 Lender's profile and map Reviews American Loans 8800 S Harrison St., Sandy, UT, 84070 American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.
(801) 989-5626 Lender's profile and map Reviews Atlas Mortgage Solutions 8899 S 700 E, Suite 125, Sandy, UT, 84070 Atlas Mortgage Solution offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers. We are constantly striving to keep our process streamlined and user friendly. We want all borrowers involved to feel informed and cared about every step of the way.
(801) 285-5000 Lender's profile and map Reviews South Towne Mortgage 11075 S State Street, Bldg 2, Sandy, UT, 84070 South Towne Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.