FHA VS Conventional loan in Ridge-Wood-Heights, Sarasota County, Florida
As of 2025, the limit for Conventional loans in Ridge-Wood-Heights, located in Sarasota county, FL, is $647,200. Meanwhile, for a single-family home, the FHA loan limit is $420,680.
The Lendersa® Conventional loan calculator lets you compare current rates for Conventional, FHA, and USDA loans, determining the required income, credit score, reserves, and documents. With this advanced tool, you can see side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options. This aids you in selecting the best program in FL for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Ridge-Wood-Heights, Sarasota, FL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$338,500
0%
FHA
$420,680
3.5%
The comparison table applies to the following zip codes: 34231
Explore Conventional and FHA Loan Options in Ridge-Wood-Heights, FL
Lendersa® aims to quickly secure the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Begin with one of these three steps to find the right lenders and loan programs.
Logan Investments has been around for over 30 years and placed over $1 billion dollars in loans across CA real estate. We specialize in all types of real estate asset classes, construction, equipment and cannabis lending. If you are looking for a first, second, or third loan, please let us know.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
360 North Sepulveda Boulevard, Suite 1000, El Segundo, CA, 90245
Keystone Mortgage Corporation furnishes its clients with a powerful advantage in today’s commercial real estate market by providing expert commercial financing advisement and delivering the industry’s best rates and service. As a result, astute commercial real estate investors and developers throughout Southern California.
PACT Capital Inc., is a leading national mortgage banking firm that specializes in Multifamily, Commercial (owner-user and investor) and Agriculture Real Estate financing. We advise real estate owners and operators on how to unlock liquidity and maximize their investments through best-in-market financing ranging from $1 Million to $250 Million.
2120 E. Grand Ave, Suite 145, El Segundo, CA, 90245
We provide you with the best financing options for your multifamily investment properties. Through Convoy Capital, property / business owners, developers, and buyers consistently benefit from competitive pricing, flexible terms, customized solutions, streamlined processing and origination, and reliable closings—each and every time.
American Capital Broker Network is dedicated to helping your business prosper in this new lending environment. We have many different programs including FHA, conforming, agency high balance and non-conforming with rates and service that are out of this world and also direct lending experts great rates and great service.
Aegean Financial is a fully licensed mortgage corporation in the states of California, Texas, Washington, Oregon, Hawaii, and Louisiana. Our licensing information can be found within the NMLS Consumer Access website. Aegean Financial specializes in providing residential mortgage loans for purchase and refinance.
2321 Rosecrans Avenue, Suite 4250, El Segundo, CA, 90245
Alcole Capital Group (“ACG”) is a full-service mortgage brokerage firm based in Southern California that specializes in originating and placing loans secured by 5+ unit multifamily apartment buildings and commercial properties for a large client base of real estate brokers, property owners, and real estate investors.
6080 Center Drive, 6th Floor, Los Angeles, CA, 90045
My Reverse Options are committed to doing the “right thing” for our customers. We understand that our industry has had a less-than-stellar reputation because of unscrupulous deeds perpetrated by some loan officers and the many myths surrounding the Home Equity Conversion Mortgage (HECM) or Reverse Mortgage.
6080 Center Drive, Suite 620, Los Angeles, CA, 90045
Our mission is a simple one: to serve our customers with honesty, integrity and competence. We see our customers as our responsibility and as a rich opportunity to fully utilize our skills and assets to make the customer life easier. Our goal is to provide home loans to our clients while providing them
