FHA VS Conventional loan in Ruskin, Hillsborough County, Florida

In the year 2025, the conventional loan limit for Ruskin, in the county of Hillsborough, FL, is $726,200. Meanwhile, the FHA limit for a single-family home is set at $472,030.

Use the Lendersa® Conventional loan calculator to differentiate between today's leading rates for Conventional, FHA, and USDA loans. Assess the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans all at once, aiding you in selecting the best option in FL for your financial circumstances.

Explore loan proposals from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Ruskin, county of Hillsborough, FL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Comparison table applies to these zip codes: 33570, 33571, 33575

Available Options for Conventional and FHA Loans in Ruskin, FL

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you efficiently and without any hassle. Choose from three starting points that guide you to matching lenders and loan offerings.

Lendersa USDA loan request and results matching


  • ON MORTGAGE
  • 420 SW 128 Ave, Miami, FL, 33184
  • At On Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
  • Prodigy Home Loans
  • 1844 Atlantic Blvd, Jacksonville, FL, 32207
  • "Prodigy Home Loans has been serving the home loan needs of Florida home buyers since 1999, offering a full portfolio of mortgage lending options. Are you looking to purchase your first home? Have you found the home of your dreams? Or maybe you are considering refinancing or consolidating debt."
  • Mortgages By Linda
  • 8833 Perimeter Park Blvd, Suite 403, Jacksonville, FL, 32216
  • Linda has been in the mortgage business for 19+ years and is licensed with the NMLS (National Mortgage License System) for Florida. Living in the North Florida area since 1987 has given her a great understanding of the surrounding areas offering relevant and reliable information.
  • Abraham Mortgage LLC
  • 3084 Bellechase Court, Jacksonville, FL, 32216
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Florida Mortgage corp
  • 6817 Southpoint Parkway, 1002, Jacksonville, FL, 32216
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan...
  • Sharp Mortgages, Inc
  • 8785 Perimeter Park Blvd., Jacksonville, FL, 32216
  • We are a full-service mortgage company based in Jacksonville, Florida. We specialize in first-time home buying in Jacksonville and Ponte Vedra. We also proudly serve greater Jacksonville, its surrounding cities and the following counties: Duval County, St. John's County, and Clay County.
  • Bayway Mortgage Group
  • 8833 Perimeter Park Blvd. Suite 402, Jacksonville, FL, 32216
  • Bayway Mortgage Group offers the strengths of a strong capital base and a committed business plan with a “down to earth” local consumer experience. We understand you’re making a commitment in us, you can be certain that we will do our utmost to handling all your mortgage needs giving you the confidence you need.
  • Millennium Bank FL
  • 151 NW Commons Loop, Lake City, FL, 32055
  • Millennium Bank was founded on a personalized, community-oriented approach to banking that we are proud to deliver to residents of Tennessee and Florida. Millennium Bank opened its doors for business on June 21, 1999, in Chattanooga, Tennessee, to serve the financial needs of the growing areas in eastern Hamilton County.
  • First Federal Bank.
  • 4705 W US Highway 90, Lake City, FL, 32055
  • First Federal Bank has been serving customers since 1962 when it opened in Live Oak, Florida as a Savings and Loan Association. Today, First Federal is a community based, mutual Bank that serves over 60, 000 customers from 26 retail branches and several lending centers in Florida, Georgia, and Wisonsin.
  • Dade County Federal Credit Union
  • 1500 NW 107 Avenue, Miami, FL, 33172
  • Dade County Federal Credit Union was established on May 1, 1939 for the purpose of offering financial independence and security to employees of Dade County. In April of 1939 ten Dade County employees, with a sincere desire to help their colleagues, gathered $135 in an old cigar box and signed a certificate of origination.
  • Lennar Corporation
  • 730 NW 107th Avenue, 4th Floor, Miami, FL, 33172
  • Lennar Mortgage has been providing homebuyers with options and opportunities for over 30 years. Through our carefully selected team, we ensure that our customers receive the guidance and support to make sound borrowing decisions. Whether you’re a first-time homebuyer or a seasoned homebuying pro, our knowledgeable.
  • Outreach Lending Corporation
  • 8725 Northwest 18th Terrace, Suite 306, Doral, FL, 33172
  • Outreach Lending Corporation is a Florida Domestic Profit Corporation filed On June 8, 2018. The company's filing status is listed as Active and its File Number is P18000052164. The Registered Agent on file for this company is Llosa Enrique A and is located at 8725 Nw 18th Terrace, Doral, FL 33172.